No income, no asset
No income, no asset (NINA) is a term used in the United States mortgage industry to describe one of many documentation types which lenders may allow when underwriting a mortgage. A loan issued under such circumstances may be referred to as a NINA loan or NINJA loan.NINA programs are ostensibly created for those with hard to verify incomes (waiters, etc.) but in actuality have been popularly used in situations where aggressive mortgage lenders and brokers did not want any trouble qualifying otherwise non-qualifying loans, thus becoming a significant factor in the subprime lending crisis. A significant number of NINA loans were never possible for the applicant to repay and have resulted in defaults for this reason, as laid out in detail by investigative reporters, including the reporting of ''This American Life'' and ''Planet Money'' that culminated in the Peabody- and Polk- award winning episode "The Giant Pool of Money." Provided by Wikipedia
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Experiencing historical time: Apocalypse and authoritarianism in inter-war Bulgarian existential philosophy by Nina Dimitrova
Published 2014-11-01
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Translating productively: texts, contexts and concepts by Nina Gribat
Published 2009-07-01
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La fiction à l’épreuve du grotesque dans La Paranoïa de Rafael Spregelburd by Nina Jambrina
Published 2017-04-01
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Minerals from the Pohorje igneous massif by Nina Zupančič
Published 1995-12-01
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Iver B. Neumann, forsvarsdebatt og fagtradisjon – kritiker, rabulist og nybrottsmann by Nina Græger
Published 2019-06-01
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SYMPOSIUM COMMENTARY “10th International Conference on Geographic Naming and Geographic Education” by Nina Scholten
Published 2019-12-01
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How Was It Made, Why Does It Work? Approaching Texts by Combining Narratology and Scholarly Editing by Nina Doejen
Published 2023-06-01
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Axel Michaels: Kultur und Geschichte Nepals by Nina Mirnig
Published 2020-03-01
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Mestiçagem, degenerescência e crime Race crossing, degenaration, and crime by Nina Rodrigues
Published 2008-12-01
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From Biography to a Net of Interpretations: The Plurality of Approaches to Vladimír Karfík’s work by Bartošová Nina
Published 2023-03-01
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Antara Kemanfaatan dan Keseimbangan: Mangkunegara VII dan Pengelolaan Hutan Mangkunegaran by Nina Witasari
Published 2017-11-01
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Poročilo predsednice študentske sekcije DAHŠ Slovenije za leti 1999-2000 by Nina Vuk
Published 2002-07-01
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Československo‑polské vztahy z hlediska environmentálního, pokusy o řešení (1927–1992) by Nina Pavelčíková
Published 2022-06-01
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Biocompatibility of Plasma-Treated Polymeric Implants by Nina Recek
Published 2019-01-01
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