No income, no asset
No income, no asset (NINA) is a term used in the United States mortgage industry to describe one of many documentation types which lenders may allow when underwriting a mortgage. A loan issued under such circumstances may be referred to as a NINA loan or NINJA loan.NINA programs are ostensibly created for those with hard to verify incomes (waiters, etc.) but in actuality have been popularly used in situations where aggressive mortgage lenders and brokers did not want any trouble qualifying otherwise non-qualifying loans, thus becoming a significant factor in the subprime lending crisis. A significant number of NINA loans were never possible for the applicant to repay and have resulted in defaults for this reason, as laid out in detail by investigative reporters, including the reporting of ''This American Life'' and ''Planet Money'' that culminated in the Peabody- and Polk- award winning episode "The Giant Pool of Money." Provided by Wikipedia
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ANALISIS YURIDIS HAK KREDITOR SEPARATIS PEMEGANG HAK TANGGUNGAN DALAM KEPAILITAN by NINA YOLANDA
Published 2016-03-01
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Pekerjaan Pondasi Tiang Pancang: Cara Pemancangan, Kendala dan Teknologi Terbaru by Nina Nurdiani
Published 2013-12-01
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Assen Ignatov: The Theomachist and the God-Seeker by Nina Dimitrova
Published 2020-12-01
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НОВІТНІЙ УКРАЇНСЬКИЙ РОМАН У ВИМІРАХ ЖАНРУ by Nina Bernadska
Published 2022-06-01
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Moscheen in Deutschland und Österreich. Grundrecht oder Provokation? by Nina Hechenblaikner
Published 2018-06-01
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Spol v slovenskih enojezičnih splošnih razlagalnih slovarjih kot slovnična in družbena kategorija by Nina Ledinek
Published 2019-07-01
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Uredniški popravki v izdajah Prešernovih Pesmi by Nina NOVAK
Published 2004-01-01
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Sprawozdanie z działalności Centrum Studiów Antymonopolowych I Regulacyjnych za lata 2014–2015 by Nina Łazarczyk
Published 2016-07-01
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A Igreja Universal do Reino de Deus: ação social além-fronteiras by Nina Rosas
Published 2016-01-01
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THE USE OF VARIOUS READING STRATEGIES TO GET BETTER UNDERSTANDING AND BE CREATIVE READERS by NINA SUZANNE
Published 2015-12-01
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ANALISIS KINERJA BIROKRASI DINAS TENAGA KERJA, TRANSMIGRASI, DAN KEPENDUDUKAN PROVINSI JAWA TENGAH by Nina Widowati
Published 2016-02-01
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