No income, no asset
No income, no asset (NINA) is a term used in the United States mortgage industry to describe one of many documentation types which lenders may allow when underwriting a mortgage. A loan issued under such circumstances may be referred to as a NINA loan or NINJA loan.NINA programs are ostensibly created for those with hard to verify incomes (waiters, etc.) but in actuality have been popularly used in situations where aggressive mortgage lenders and brokers did not want any trouble qualifying otherwise non-qualifying loans, thus becoming a significant factor in the subprime lending crisis. A significant number of NINA loans were never possible for the applicant to repay and have resulted in defaults for this reason, as laid out in detail by investigative reporters, including the reporting of ''This American Life'' and ''Planet Money'' that culminated in the Peabody- and Polk- award winning episode "The Giant Pool of Money." Provided by Wikipedia
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Infodemics in an Era of Pandemics by Nina Emery, Nina Emery, Adeline Dugerdil, Antoine Flahault
Published 2022-08-01
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Strategies to overcome DC dysregulation in the tumor microenvironment by Guillaume Mestrallet, Kazuki Sone, Nina Bhardwaj, Nina Bhardwaj
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Markov chains as a proxy for the predictive memory representations underlying mismatch negativity by Erich Schröger, Urte Roeber, Nina Coy, Nina Coy
Published 2023-09-01
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