No income, no asset
No income, no asset (NINA) is a term used in the United States mortgage industry to describe one of many documentation types which lenders may allow when underwriting a mortgage. A loan issued under such circumstances may be referred to as a NINA loan or NINJA loan.NINA programs are ostensibly created for those with hard to verify incomes (waiters, etc.) but in actuality have been popularly used in situations where aggressive mortgage lenders and brokers did not want any trouble qualifying otherwise non-qualifying loans, thus becoming a significant factor in the subprime lending crisis. A significant number of NINA loans were never possible for the applicant to repay and have resulted in defaults for this reason, as laid out in detail by investigative reporters, including the reporting of ''This American Life'' and ''Planet Money'' that culminated in the Peabody- and Polk- award winning episode "The Giant Pool of Money." Provided by Wikipedia
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Unknown Materials about Esenin’s Publishing Activity (1921) by Nina M. Solobay
Published 2023-09-01
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G. V. Ivanov’s Essays Across Europe by Car: The Image of Germany in the 1930s by Nina Vladimirovna Barkovskaya
Published 2022-10-01
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PROBLEMS OF THE OSCE FIELD MISSION IN MOLDOVA by Nina V. Shevchuk
Published 2023-09-01
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School-based harm reduction with adolescents: a pilot study by Nina Rose Fischer
Published 2022-12-01
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USING INTERNET-RESOURCES FOR SCHOOL PHYSICS EXPERIMENTS by Nina P. Dementievska
Published 2012-06-01
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L. N. Tolstoy and A. T. Tvardovsky. On the Way to Epic by Nina L. Ermolaeva
Published 2022-09-01
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NAZIVI SLASTICA U FIJUMANSKOM IDIOMU by Nina Spicijarić Paškvan
Published 2018-01-01
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FILIPPOV EVGENIY SEMENOVICH (ON THE 75TH ANNIVERSARY) by Nina Alexandrovna Perfileva
Published 2023-03-01
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EVOLUSI, SPESIASI, DAN HIBRIDISASI PADA BEBERAPA ANGGOTA SAPINDACEAE by Nina Ratna Djuita
Published 2012-08-01
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Pottery from the Volga area in the Samara and South Urals region from Eneolithic to Early Bronze Age by Nina L. Morgunova
Published 2015-12-01
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The changing concept of enlightenment in Russia – An outline by Dmitrieva Nina A.
Published 2023-01-01
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Body dissatisfaction terhadap psychological well being pada karyawati by Nina Yunita Kartikasari
Published 2013-08-01
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ENTRE EL FANTASMA, EL AVATAR Y OTRAS MUTACIONES DE LA IMAGEN by Nina Alejandra Cabra
Published 2011-01-01
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MUÑECAS DE PLOMO Y SOLDADITOS DE TRAPO: EL VIDEOJUEGO COMO MIGRACIÓN A OTRAS EXPERIENCIAS DE GÉNERO by Nina Alejandra Cabra
Published 2013-01-01
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The Correlation of Biological Active UVB Solar Radiation Variability with Total Ozone Content Oscillation by Nina E. Zueva
Published 2008-12-01
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Tracing symbols of life and symbols of death in Neolithic archaeological contexts by Nina Kyparissi Apostolika
Published 2005-12-01
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