No income, no asset
No income, no asset (NINA) is a term used in the United States mortgage industry to describe one of many documentation types which lenders may allow when underwriting a mortgage. A loan issued under such circumstances may be referred to as a NINA loan or NINJA loan.NINA programs are ostensibly created for those with hard to verify incomes (waiters, etc.) but in actuality have been popularly used in situations where aggressive mortgage lenders and brokers did not want any trouble qualifying otherwise non-qualifying loans, thus becoming a significant factor in the subprime lending crisis. A significant number of NINA loans were never possible for the applicant to repay and have resulted in defaults for this reason, as laid out in detail by investigative reporters, including the reporting of ''This American Life'' and ''Planet Money'' that culminated in the Peabody- and Polk- award winning episode "The Giant Pool of Money." Provided by Wikipedia
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Boy v. man: The role of perception and the attribution of blame in court proceedings by LaNina N. Cooke
Published 2023-07-01
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Editorial for Special Issue: iPS Cells (iPSCs) for Modelling and Treatment of Human Diseases by Nina Graffmann, James Adjaye
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EVALUAREA FORMATIVĂ – DEZIDERAT ÎN ÎNVĂŢĂMÂNTUL UNIVERSITAR by Nina BÎRNAZ, Valeria SPÎNU
Published 2016-12-01
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A Review Pertaining to SARS-CoV-2 and Autoimmune Diseases: What Is the Connection? by Nina Kocivnik, Tomaz Velnar
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Fragmentoituvan taidemaailman haasteita ja mahdollisuuksia by Nina Kokkinen, Marja Lahelma
Published 2023-10-01
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Evaluation possibility of the turbine disks using of converted aircraft engines of the NK family by Velikanov Peter, Velikanova Nina
Published 2023-01-01
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ENTERPRISE ECONOMIC SECURITY: ESSENTIAL CHARACTERISTICS OF THE CONCEPT by Nina Avanesova, Yevhen Chuprin
Published 2017-09-01
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Not just "sweet old ladies" - challenges in voluntary work in the long-term care services by Laila Tingvold, Nina Olsvold
Published 2018-04-01
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Published 2021-12-01
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E O VERBO SE FEZ CARNE: POR UMA PERFORMATIVIDADE DA PALAVRA NO TEATRO CONTEMPORÂNEO BRASILEIRO by Nina Caetano, Phelippe Celestino
Published 2015-02-01
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Bridging the Information Gap between Borrowers and Microfinance Lenders by Elizabeth Cooper, Nina Ross
Published 2011-03-01
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Regional Patterns of Access and Participation in Non-Formal Cultural Education in Germany by Lea Fobel, Nina Kolleck
Published 2021-12-01
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Neighbourhood Life Chances. Local Strategies of Needs Fulfilment and Individual Resources by Nina Schuster, Anne Volkmann
Published 2019-08-01
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Directed Motivational Currents in English L2 Learning by Nina Kuftić, Anna Martinović
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Организация непрерывного образования в подготовке специалистов направления «Градостроительство»... by Nina Danilina, Denis Vlasov
Published 2020-09-01
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Scaling limits of the Schelling model by Holden, Nina, Sheffield, Scott
Published 2021
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