No income, no asset
No income, no asset (NINA) is a term used in the United States mortgage industry to describe one of many documentation types which lenders may allow when underwriting a mortgage. A loan issued under such circumstances may be referred to as a NINA loan or NINJA loan.NINA programs are ostensibly created for those with hard to verify incomes (waiters, etc.) but in actuality have been popularly used in situations where aggressive mortgage lenders and brokers did not want any trouble qualifying otherwise non-qualifying loans, thus becoming a significant factor in the subprime lending crisis. A significant number of NINA loans were never possible for the applicant to repay and have resulted in defaults for this reason, as laid out in detail by investigative reporters, including the reporting of ''This American Life'' and ''Planet Money'' that culminated in the Peabody- and Polk- award winning episode "The Giant Pool of Money." Provided by Wikipedia
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Multi-Layer Model Predictive Optimization of Energy Efficient Building Microgrids by Nina Fatehi, Masoud H. Nazari
Published 2024-01-01
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The Zebrafish Model to Understand Epigenetics in Renal Diseases by Nina Sopel, Janina Müller-Deile
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Der Prototyp „Freiform“ als curriculare Antwort auf die Herausforderungen der „future skills“ by Regula Kunz, Nina Hatsikas-Schroeder
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Debate: Money, Money, Money by Nina Ilona Ellinger, Seeta Sharma
Published 2014-09-01
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Call-by-value Termination in the Untyped lambda-calculus by Neil D. Jones, Nina Bohr
Published 2008-03-01
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World experience of state regulation of entrepreneurship by Bila Iryna S., Salatiuk Nina M.
Published 2014-01-01
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Published 2022-04-01
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View-Agnostic Point Cloud Generation for Occlusion Reduction in Aerial Lidar by Nina Singer, Vijayan K. Asari
Published 2022-06-01
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