No income, no asset
No income, no asset (NINA) is a term used in the United States mortgage industry to describe one of many documentation types which lenders may allow when underwriting a mortgage. A loan issued under such circumstances may be referred to as a NINA loan or NINJA loan.NINA programs are ostensibly created for those with hard to verify incomes (waiters, etc.) but in actuality have been popularly used in situations where aggressive mortgage lenders and brokers did not want any trouble qualifying otherwise non-qualifying loans, thus becoming a significant factor in the subprime lending crisis. A significant number of NINA loans were never possible for the applicant to repay and have resulted in defaults for this reason, as laid out in detail by investigative reporters, including the reporting of ''This American Life'' and ''Planet Money'' that culminated in the Peabody- and Polk- award winning episode "The Giant Pool of Money." Provided by Wikipedia
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Analyse des Werturteils – Analysen, wer urteilt?. ›Qualität‹ und Qualitätsmaßstäbe in der Musikforschung by Nina Noeske
Published 2020-06-01
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Published 2015-02-01
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Subjectification of Highly Qualified Professionals in the Cuban Realm of Work: Analyzing a Two-Sided Process by Nina Jany
Published 2024-01-01
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Digital Leadership und Schulentwicklung by Nina Autenrieth
Published 2024-03-01
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Barns verdi. Om Per Sivles dyrebiografier i Illustreret Tidende for Børn by Nina Goga
Published 2013-07-01
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How to use an educational sand-box model to enhance the knowledge groundwater dynamics by Nina Rman
Published 2013-12-01
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МЕТОМАРФОЗЫ ЯЗЫКОВОЙ ЛИЧНОСТИ ГОВОРЯЩЕГО ПРИ ПЕРЕВОДЕ СУДЕБНОГО ДОПРОСА by Nina ISOLAHTI
Published 2017-02-01
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Published 2022-06-01
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Published 2018-10-01
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Published 2021-01-01
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Carving Out Spaces of Possibility. An Interview with Ayana Omilade Flewellen by Nina Cramer
Published 2021-08-01
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