Can Financial Advantages and Digital Payments Adoption Provide Effective Solutions to Improve SMEs' Performance? by Ayatulloh Michael Musyaffi

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CRITICAL FACTORS OF CLOUD ACCOUNTING ACCEPTANCE AND SECURITY FOR PROSPECTIVE ACCOUNTANTS: TAM EXTENSION by Ayatulloh Michael Musyaffi, Arinal Muna

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Employee Perceptions of TQM-Oriented HRM Practices for Perceived Performance Improvement in the Case of Companies in Indonesia by Christian Wiradendi Wolor, Ayatulloh Michael Musyaffi, Ahmad Nurkhin, Hürcan Tarhan

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Restaurant Taxpayer Compliance: The Role of Social Relations and Tax Sanctions by Indra Pahala, Nuramalia Hasanah, Athmad Eka Prayoga, Ayatulloh Michael Musyaffi

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Improving students' openness to artificial intelligence through risk awareness and digital literacy: Evidence form a developing country by Ayatulloh Michael Musyaffi, Maulana Amirul Adha, Hasan Mukhibad, Mario Colega Oli

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Enhancing Green Economic Circular Ecosystem Growth through AI-Based Waste Management Gamification by Widya Parimita, Terrylina Arvinta Monoarfa, Rahmi Rahmi, Setyo Ferry Wibowo, Ayatulloh Michael Musyaffi

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Resistance of Traditional SMEs in Using Digital Payments: Development of Innovation Resistance Theory by Ayatulloh Michael Musyaffi, Etty Gurendrawati, Bambang Afriadi, Mario Colega Oli, Yuni Widawati, Rini Oktavia

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Navigating uncertainties: a tri-factorial evaluation of risk management adoption in MSMEs by I Gusti Ketut Agung Ulupui, Gentiga Muhammad Zairin, Ayatulloh Michael Musyaffi, Febe Dwi Sutanti

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Authoritative parenting styles as antecedent of entrepreneurial intentions for Vocational High School Students by Maulana Amirul Adha, Ayatulloh Michael Musyaffi, Nova Syafira Ariyanti, Rudy Ansar, Eka Ary Wibawa

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Equity-based financing and risk in Islamic banks: A cross-country analysis by Hasan Mukhibad, Prabowo Yudo Jayanto, Risanda Alirastra Budiantoro, Bayu Bagas Hapsoro, Aas Nurasyiah, Ayatulloh Michael Musyaffi

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Pengembangan literasi keuangan digital melalui program praktisi mengajar by Ayatulloh Michael Musyaffi, Etty Gurendrawati, Unggul Purwohedi, Adam Zakaria, Choirul Anwar, Yuni Widawati, Andri Setyanto Nugroho

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Impact of Layoff on Entrepreneurial Intentions and Willingness to Job Application by Christian Wiradendi Wolor, Ayatulloh Michael Musyaffi, Datu Razali Datu Eranza, Ahmad Nurkhin, Rosidah, Mahmoud Ali Rababah

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Value creation of green banking technology sustainability: The role of initial trust by Ayatulloh Michael Musyaffi, George Okello Candiya Bongomin, Amer Azlan Abdul Jamal, Hadi Mahmudah, Dwi Kisymayanti Respati, Hera Khairunnisa

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Exploring Technological Factors and Cloud Accounting Adoption in MSMEs: A Comprehensive TAM Framework by Ayatulloh Michael Musyaffi, Razana Juhaida Johari, Heny Hendrayati, Christian Wiradendi Wolor, Diah Armeliza, Hasan Mukhibad, Hafiz Surya Chandra Izwandi

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