Social classes of intelligence, economic growth and technological achievement: robust regression and outlier detection by Burhan @ Jaohari, Nik Ahmad Sufian, Che Razak, Razli, Ibrahim, Saifuzzaman, Selamat, Muhamad Rosli, Rosli, Muhamad Ridhwan

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Does good governance strengthen the intelligence-happiness nexus? by Ahmad Suhaimi, Siti Shazwani, Burhan @ Jaohari, Nik Ahmad Sufian, Daud, Mohd Najmi, Abdul Rahman, Abdul Razak

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The impact of social capital on international financial integration by Shad, Maryam, Ibrahim, Saifuzzaman, Wan Ngah, Wan Azman Saini, Baharumshah, Ahmad Zubaidi, Burhan @ Jaohari, Nik Ahmad Sufian

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The moderating role of fintech app usage in lower-income households in Malaysia: a financial well-being roadmap by Sabri, Mohamad Fazli, Magli, Amirah Shazana, Nazuri, Nur Shuhamin, Ahmad Suhaimi, Siti Shazwani, Othman, Mohd Amim, Burhan @ Jaohari, Nik Ahmad Sufian

The financial health and the usage of financial technology among young adults by Anthony, Mervin, Sabri, Mohamad Fazli, Magli, Amira Shazana, Abdul Rahim, Husniyah, Burhan@Jaohari, Nik Ahmad Sufian, Othman, Mohd. Amim, Abdullah, Haslinda