Determinants of delinquency in the Peruvian banking and microfinance system, 2015–2020 by Julio Cesar Quispe Mamani, Miriam Serezade Hancco Gomez, Cristobal Rufino Yapuchura Saico, Juan Isidoro Gómez Palomino, Santotomas Licimaco Aguilar Pinto, Jorge Luis Vargas Espinoza, Fredy Toribio Chalco Vargas, Amira Carpio Maraza, Dominga Asunción Calcina Álvarez, Rolando Cáceres Quenta

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