BUY NOW PAY LATER SERVICES ON GENERATION Z: EXPLORATORY DATA ANALYSIS USING MACHINE LEARNING by YOSY ARISANDY, YOSY ARISANDY, YOSZA BIN DASRIL, YOSZA BIN DASRIL, SHAHRUL NIZAM BIN SALAHUDIN, SHAHRUL NIZAM BIN SALAHUDIN, MUCH AZIZ MUSLIM, MUCH AZIZ MUSLIM, ARISMAN ADNAN, ARISMAN ADNAN, GOH KHANG WEN, GOH KHANG WEN

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