Insurers' risk management as a business process: a prospective competitive advantage or not? by Danish Ahmed, Xie Yuantao, Umair Saeed Bhutta

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A novel approach for credit card fraud transaction detection using deep reinforcement learning scheme by Abdul Qayoom, Mansoor Ahmed Khuhro, Kamlesh Kumar, Muhammad Waqas, Umair Saeed, Shafiq ur Rehman, Yadong Wu, Song Wang

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Switching Dynamics and Improved Efficiency of Free‐Standing Antiferroelectric Capacitors by Umair Saeed, David Pesquera, Ying Liu, Ignasi Fina, Saptam Ganguly, José Santiso, Jessica Padilla‐Pantoja, José Manuel Caicedo Roque, Xiaozhou Liao, Gustau Catalan

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Photon upconversion crystals doped bacterial cellulose composite films as recyclable photonic bioplastics by Pankaj Bharmoria, Lukas Naimovičius, Deyaa Abol-Fotouh, Mila Miroshnichenko, Justas Lekavičius, Gabriele De Luca, Umair Saeed, Karolis Kazlauskas, Nicolas Candau, Paulius Baronas, Anna Roig, Kasper Moth-Poulsen

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