Fire-resistant and flame-retardant surface finishing of polymers and textiles: a state-of-the-art review by Ong, Yi Wen, Mohd Tohir, Mohd Zahirasri, Choong, Thomas Shean Yaw, Abdul Razak, Musab, Zainuddin, Halimatun Sakdiah, Abdul Hamid, Mohamad Rezi