Profitability and risk in relation to credit monitoring and recovery strategies of Palestinian commercial banking system
Purpose of Study: This study implemented an empirical investigation for the relationship between credit risk management and profitability of commercial banks in Palestine over the period of 3years (2015-2018), ten commercial banks were selected. Methodology: The financial theory was employed to crea...
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Format: | Article |
Language: | English |
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Gyandhara International Academic Publications
2019
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Online Access: | http://umpir.ump.edu.my/id/eprint/27341/1/Profitability%20and%20risk%20in%20relation%20to%20credit%20monitoring.pdf |
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author | Alaeddin, Omar Thabet, Wael M. Thabet, Ahmed A. S. Nurmukhamedov, Bakhodir |
author_facet | Alaeddin, Omar Thabet, Wael M. Thabet, Ahmed A. S. Nurmukhamedov, Bakhodir |
author_sort | Alaeddin, Omar |
collection | UMP |
description | Purpose of Study: This study implemented an empirical investigation for the relationship between credit risk management and profitability of commercial banks in Palestine over the period of 3years (2015-2018), ten commercial banks were selected. Methodology: The financial theory was employed to create the research model; Return on Asset (ROA) is defined as proxies of profitability while credit monitoring (LLPI) is defined as proxies of credit risk management. Panel model analysis was used to estimate the determination of the profit function. Results: Statistical results revealed that the relationship between the credit monitoring and commercial banks profitability is negative significant (β= -3.419, P ˂ 0.05). Therefore, the results improve that LLPI has a significant effect on Palestinian commercial banks profitability's. |
first_indexed | 2024-03-06T12:39:44Z |
format | Article |
id | UMPir27341 |
institution | Universiti Malaysia Pahang |
language | English |
last_indexed | 2024-03-06T12:39:44Z |
publishDate | 2019 |
publisher | Gyandhara International Academic Publications |
record_format | dspace |
spelling | UMPir273412020-03-29T23:17:40Z http://umpir.ump.edu.my/id/eprint/27341/ Profitability and risk in relation to credit monitoring and recovery strategies of Palestinian commercial banking system Alaeddin, Omar Thabet, Wael M. Thabet, Ahmed A. S. Nurmukhamedov, Bakhodir HD Industries. Land use. Labor HF Commerce HG Finance Purpose of Study: This study implemented an empirical investigation for the relationship between credit risk management and profitability of commercial banks in Palestine over the period of 3years (2015-2018), ten commercial banks were selected. Methodology: The financial theory was employed to create the research model; Return on Asset (ROA) is defined as proxies of profitability while credit monitoring (LLPI) is defined as proxies of credit risk management. Panel model analysis was used to estimate the determination of the profit function. Results: Statistical results revealed that the relationship between the credit monitoring and commercial banks profitability is negative significant (β= -3.419, P ˂ 0.05). Therefore, the results improve that LLPI has a significant effect on Palestinian commercial banks profitability's. Gyandhara International Academic Publications 2019-07-20 Article PeerReviewed pdf en cc_by_4 http://umpir.ump.edu.my/id/eprint/27341/1/Profitability%20and%20risk%20in%20relation%20to%20credit%20monitoring.pdf Alaeddin, Omar and Thabet, Wael M. and Thabet, Ahmed A. S. and Nurmukhamedov, Bakhodir (2019) Profitability and risk in relation to credit monitoring and recovery strategies of Palestinian commercial banking system. Humanities and Social Sciences Reviews, 7 (2). pp. 389-395. ISSN 2395-6518. (Published) https://doi.org/10.18510/hssr.2019.7246 https://doi.org/10.18510/hssr.2019.7246 |
spellingShingle | HD Industries. Land use. Labor HF Commerce HG Finance Alaeddin, Omar Thabet, Wael M. Thabet, Ahmed A. S. Nurmukhamedov, Bakhodir Profitability and risk in relation to credit monitoring and recovery strategies of Palestinian commercial banking system |
title | Profitability and risk in relation to credit monitoring and recovery strategies of Palestinian commercial banking system |
title_full | Profitability and risk in relation to credit monitoring and recovery strategies of Palestinian commercial banking system |
title_fullStr | Profitability and risk in relation to credit monitoring and recovery strategies of Palestinian commercial banking system |
title_full_unstemmed | Profitability and risk in relation to credit monitoring and recovery strategies of Palestinian commercial banking system |
title_short | Profitability and risk in relation to credit monitoring and recovery strategies of Palestinian commercial banking system |
title_sort | profitability and risk in relation to credit monitoring and recovery strategies of palestinian commercial banking system |
topic | HD Industries. Land use. Labor HF Commerce HG Finance |
url | http://umpir.ump.edu.my/id/eprint/27341/1/Profitability%20and%20risk%20in%20relation%20to%20credit%20monitoring.pdf |
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