Perceived flood risk and insurance status among Pahang residents: A comparative study
Flooding has been a regular concern in Pahang, Malaysia, causing significant property damage and disrupting lives. Relying largely on the government to provide financial help in the event of floods may not be a sustainable approach, given the government’s current financial strain. It is crucial for...
| Main Authors: | , , , |
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| Format: | Book Chapter |
| Language: | English English English |
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Penerbit UMPSA
2024
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| Online Access: | http://umpir.ump.edu.my/id/eprint/43197/1/Sustainable%20Development%20through%20Spiritual%20Empowerment.pdf http://umpir.ump.edu.my/id/eprint/43197/2/Perceived%20flood%20risk%20and%20insurance%20status%20among%20Pahang%20residents_ABST.pdf http://umpir.ump.edu.my/id/eprint/43197/3/Perceived%20flood%20risk%20and%20insurance%20status%20among%20Pahang%20residents.pdf |
| _version_ | 1824451683133947904 |
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| author | Mohd Rozaimy, Ridzuan Jamal Rizal, Razali Ju, Soon Yew Noor Amira Syazwani, Abd Rahman |
| author_facet | Mohd Rozaimy, Ridzuan Jamal Rizal, Razali Ju, Soon Yew Noor Amira Syazwani, Abd Rahman |
| author_sort | Mohd Rozaimy, Ridzuan |
| collection | UMP |
| description | Flooding has been a regular concern in Pahang, Malaysia, causing significant property damage and disrupting lives. Relying largely on the government to provide financial help in the event of floods may not be a sustainable approach, given the government’s current financial strain. It is crucial for Pahang residents to proactively uptake flood insurance to ensure their resilience in the face of flood-related disasters. Understanding residents’ perceptions of flood risk and their insurance status is crucial for effective disaster management and the development of mitigation strategies. The study intends to investigate the differences in perceived flood risk levels among residents with different insurance statuses. The study employed a quantitative approach, involving a sample of 116 respondents residing in Pahang. The results of the independent t-test reveal significant differences in perceived flood risk (perceived susceptibility and perceived severity of floods) between insured individuals and uninsured individuals. This study will make a valuable contribution to the existing body of knowledge on flood risk and flood insurance within the Malaysian context, with a specific focus on the state of Pahang. The results will contribute to the development of targeted interventions, public awareness campaigns, and policy recommendations aimed at improving flood resilience and encouraging greater insurance uptake among Pahang residents. |
| first_indexed | 2025-02-19T02:38:31Z |
| format | Book Chapter |
| id | UMPir43197 |
| institution | Universiti Malaysia Pahang |
| language | English English English |
| last_indexed | 2025-02-19T02:38:31Z |
| publishDate | 2024 |
| publisher | Penerbit UMPSA |
| record_format | dspace |
| spelling | UMPir431972024-12-19T02:26:46Z http://umpir.ump.edu.my/id/eprint/43197/ Perceived flood risk and insurance status among Pahang residents: A comparative study Mohd Rozaimy, Ridzuan Jamal Rizal, Razali Ju, Soon Yew Noor Amira Syazwani, Abd Rahman GE Environmental Sciences HV Social pathology. Social and public welfare Flooding has been a regular concern in Pahang, Malaysia, causing significant property damage and disrupting lives. Relying largely on the government to provide financial help in the event of floods may not be a sustainable approach, given the government’s current financial strain. It is crucial for Pahang residents to proactively uptake flood insurance to ensure their resilience in the face of flood-related disasters. Understanding residents’ perceptions of flood risk and their insurance status is crucial for effective disaster management and the development of mitigation strategies. The study intends to investigate the differences in perceived flood risk levels among residents with different insurance statuses. The study employed a quantitative approach, involving a sample of 116 respondents residing in Pahang. The results of the independent t-test reveal significant differences in perceived flood risk (perceived susceptibility and perceived severity of floods) between insured individuals and uninsured individuals. This study will make a valuable contribution to the existing body of knowledge on flood risk and flood insurance within the Malaysian context, with a specific focus on the state of Pahang. The results will contribute to the development of targeted interventions, public awareness campaigns, and policy recommendations aimed at improving flood resilience and encouraging greater insurance uptake among Pahang residents. Penerbit UMPSA 2024-11 Book Chapter PeerReviewed pdf en http://umpir.ump.edu.my/id/eprint/43197/1/Sustainable%20Development%20through%20Spiritual%20Empowerment.pdf pdf en http://umpir.ump.edu.my/id/eprint/43197/2/Perceived%20flood%20risk%20and%20insurance%20status%20among%20Pahang%20residents_ABST.pdf pdf en http://umpir.ump.edu.my/id/eprint/43197/3/Perceived%20flood%20risk%20and%20insurance%20status%20among%20Pahang%20residents.pdf Mohd Rozaimy, Ridzuan and Jamal Rizal, Razali and Ju, Soon Yew and Noor Amira Syazwani, Abd Rahman (2024) Perceived flood risk and insurance status among Pahang residents: A comparative study. In: Sustainable Development through Spiritual Empowerment: Ethical and Civilizational Issues. Penerbit UMPSA, Kuantan, Pahang, pp. 215-232. ISBN 978-629-7641-07-2 https://doi.org/10.15282/UMPSAPublisher.144 |
| spellingShingle | GE Environmental Sciences HV Social pathology. Social and public welfare Mohd Rozaimy, Ridzuan Jamal Rizal, Razali Ju, Soon Yew Noor Amira Syazwani, Abd Rahman Perceived flood risk and insurance status among Pahang residents: A comparative study |
| title | Perceived flood risk and insurance status among Pahang residents: A comparative study |
| title_full | Perceived flood risk and insurance status among Pahang residents: A comparative study |
| title_fullStr | Perceived flood risk and insurance status among Pahang residents: A comparative study |
| title_full_unstemmed | Perceived flood risk and insurance status among Pahang residents: A comparative study |
| title_short | Perceived flood risk and insurance status among Pahang residents: A comparative study |
| title_sort | perceived flood risk and insurance status among pahang residents a comparative study |
| topic | GE Environmental Sciences HV Social pathology. Social and public welfare |
| url | http://umpir.ump.edu.my/id/eprint/43197/1/Sustainable%20Development%20through%20Spiritual%20Empowerment.pdf http://umpir.ump.edu.my/id/eprint/43197/2/Perceived%20flood%20risk%20and%20insurance%20status%20among%20Pahang%20residents_ABST.pdf http://umpir.ump.edu.my/id/eprint/43197/3/Perceived%20flood%20risk%20and%20insurance%20status%20among%20Pahang%20residents.pdf |
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