DETERMINANT NET INTEREST MARGIN PADA BANK PERKREDITAN RAKYAT INDONESIA
The purpose of this research is to analyze the determinants of net interest margin (NIM) at Bank Perkreditan Rakyat (BPR) or rural banks in Indonesia 2016. This research uses multiple linear regression model. Data was obtained from Infobank magazine published in July 2016-2017. This research uses 26...
| Main Authors: | , , |
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| Format: | Article |
| Language: | Indonesian |
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Universitas Pasundan
2019-08-01
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| Series: | Jurnal Riset Bisnis dan Manajemen |
| Online Access: | http://journal.unpas.ac.id/index.php/jrbm/article/view/1666 |
| _version_ | 1818786965866151936 |
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| author | Rahmat Setiawan Nindhita Rafianti Putri Adyanto Budi Rachmansyah |
| author_facet | Rahmat Setiawan Nindhita Rafianti Putri Adyanto Budi Rachmansyah |
| author_sort | Rahmat Setiawan |
| collection | DOAJ |
| description | The purpose of this research is to analyze the determinants of net interest margin (NIM) at Bank Perkreditan Rakyat (BPR) or rural banks in Indonesia 2016. This research uses multiple linear regression model. Data was obtained from Infobank magazine published in July 2016-2017. This research uses 269 BPR or rural banks in Indonesia. Dependent variable in this research is Net Interest Margin (NIM). Independent variables use credit risk proxied with non-performing loan (NPL), liquidity risk proxied by loan to deposit ratio (LDR), capital adequacy proxied with capital adequacy ratio (CAR), the efficiency ratio proxied by BOPO, and bank size proxied by logarithm of total asset (SIZE). The results showed that liquidity risk, and capital adequacy have significant positive affect on net interest margin while the credit risk, efficiency ratio, and bank size affect inversely on net interest margin |
| first_indexed | 2024-12-18T14:00:16Z |
| format | Article |
| id | doaj.art-0058611efe714baa9ae290ee87c0af25 |
| institution | Directory Open Access Journal |
| issn | 1979-0600 1979-0600 |
| language | Indonesian |
| last_indexed | 2024-12-18T14:00:16Z |
| publishDate | 2019-08-01 |
| publisher | Universitas Pasundan |
| record_format | Article |
| series | Jurnal Riset Bisnis dan Manajemen |
| spelling | doaj.art-0058611efe714baa9ae290ee87c0af252022-12-21T21:05:20ZindUniversitas PasundanJurnal Riset Bisnis dan Manajemen1979-06001979-06002019-08-0112219DETERMINANT NET INTEREST MARGIN PADA BANK PERKREDITAN RAKYAT INDONESIARahmat Setiawan0Nindhita Rafianti Putri1Adyanto Budi Rachmansyah2Airlangga UniversityAirlangga UniversityAirlangga UniversityThe purpose of this research is to analyze the determinants of net interest margin (NIM) at Bank Perkreditan Rakyat (BPR) or rural banks in Indonesia 2016. This research uses multiple linear regression model. Data was obtained from Infobank magazine published in July 2016-2017. This research uses 269 BPR or rural banks in Indonesia. Dependent variable in this research is Net Interest Margin (NIM). Independent variables use credit risk proxied with non-performing loan (NPL), liquidity risk proxied by loan to deposit ratio (LDR), capital adequacy proxied with capital adequacy ratio (CAR), the efficiency ratio proxied by BOPO, and bank size proxied by logarithm of total asset (SIZE). The results showed that liquidity risk, and capital adequacy have significant positive affect on net interest margin while the credit risk, efficiency ratio, and bank size affect inversely on net interest marginhttp://journal.unpas.ac.id/index.php/jrbm/article/view/1666 |
| spellingShingle | Rahmat Setiawan Nindhita Rafianti Putri Adyanto Budi Rachmansyah DETERMINANT NET INTEREST MARGIN PADA BANK PERKREDITAN RAKYAT INDONESIA Jurnal Riset Bisnis dan Manajemen |
| title | DETERMINANT NET INTEREST MARGIN PADA BANK PERKREDITAN RAKYAT INDONESIA |
| title_full | DETERMINANT NET INTEREST MARGIN PADA BANK PERKREDITAN RAKYAT INDONESIA |
| title_fullStr | DETERMINANT NET INTEREST MARGIN PADA BANK PERKREDITAN RAKYAT INDONESIA |
| title_full_unstemmed | DETERMINANT NET INTEREST MARGIN PADA BANK PERKREDITAN RAKYAT INDONESIA |
| title_short | DETERMINANT NET INTEREST MARGIN PADA BANK PERKREDITAN RAKYAT INDONESIA |
| title_sort | determinant net interest margin pada bank perkreditan rakyat indonesia |
| url | http://journal.unpas.ac.id/index.php/jrbm/article/view/1666 |
| work_keys_str_mv | AT rahmatsetiawan determinantnetinterestmarginpadabankperkreditanrakyatindonesia AT nindhitarafiantiputri determinantnetinterestmarginpadabankperkreditanrakyatindonesia AT adyantobudirachmansyah determinantnetinterestmarginpadabankperkreditanrakyatindonesia |