The Prediction of Third Party Funds, Interest Rates, and Non-Performing Loans toward Loan To Deposit Ratios and Its Impact on Return on Assets on Commercial Banks in Indonesia
This research aims to analyze the influence of third party funds, Bank Indonesia Certificates, and non-performing loans on return on assets and loan deposit ratio and the effect of loan deposit ratio on return on assets of commercial banks in Indonesia. The sample of this research is commercial bank...
| Main Author: | |
|---|---|
| Format: | Article |
| Language: | English |
| Published: |
Universitas Tarumanagara
2018-10-01
|
| Series: | Jurnal Manajemen |
| Subjects: | |
| Online Access: | https://ecojoin.org/index.php/EJM/article/view/430 |
| _version_ | 1818921455151218688 |
|---|---|
| author | Ni Nyoman Sawitri |
| author_facet | Ni Nyoman Sawitri |
| author_sort | Ni Nyoman Sawitri |
| collection | DOAJ |
| description | This research aims to analyze the influence of third party funds, Bank Indonesia Certificates, and non-performing loans on return on assets and loan deposit ratio and the effect of loan deposit ratio on return on assets of commercial banks in Indonesia. The sample of this research is commercial bank listed Bursa Efek Indonesia period 2011 - 2015. There are 15 banks that meet the criteria as research samples with assets above IDR 50 Trillion. Hypothesis testing uses path analysis techniques. The results of this research indicate that TPF, BIC and NPL are partially and simultaneously influential and significant to the LDR, while TPF, BIC, NPL simultaneously also have an effect and significant effect on ROA, and LDR affects ROA but is not significant. |
| first_indexed | 2024-12-20T01:37:55Z |
| format | Article |
| id | doaj.art-0297a5c7452e47149208122233b46193 |
| institution | Directory Open Access Journal |
| issn | 1410-3583 2549-8797 |
| language | English |
| last_indexed | 2024-12-20T01:37:55Z |
| publishDate | 2018-10-01 |
| publisher | Universitas Tarumanagara |
| record_format | Article |
| series | Jurnal Manajemen |
| spelling | doaj.art-0297a5c7452e47149208122233b461932022-12-21T19:57:57ZengUniversitas TarumanagaraJurnal Manajemen1410-35832549-87972018-10-0122340942010.24912/jm.v22i3.430415The Prediction of Third Party Funds, Interest Rates, and Non-Performing Loans toward Loan To Deposit Ratios and Its Impact on Return on Assets on Commercial Banks in IndonesiaNi Nyoman SawitriThis research aims to analyze the influence of third party funds, Bank Indonesia Certificates, and non-performing loans on return on assets and loan deposit ratio and the effect of loan deposit ratio on return on assets of commercial banks in Indonesia. The sample of this research is commercial bank listed Bursa Efek Indonesia period 2011 - 2015. There are 15 banks that meet the criteria as research samples with assets above IDR 50 Trillion. Hypothesis testing uses path analysis techniques. The results of this research indicate that TPF, BIC and NPL are partially and simultaneously influential and significant to the LDR, while TPF, BIC, NPL simultaneously also have an effect and significant effect on ROA, and LDR affects ROA but is not significant.https://ecojoin.org/index.php/EJM/article/view/430third party funds, bank Indonesia certificates, non-performing loans, loan to deposit ratio, return on assets |
| spellingShingle | Ni Nyoman Sawitri The Prediction of Third Party Funds, Interest Rates, and Non-Performing Loans toward Loan To Deposit Ratios and Its Impact on Return on Assets on Commercial Banks in Indonesia Jurnal Manajemen third party funds, bank Indonesia certificates, non-performing loans, loan to deposit ratio, return on assets |
| title | The Prediction of Third Party Funds, Interest Rates, and Non-Performing Loans toward Loan To Deposit Ratios and Its Impact on Return on Assets on Commercial Banks in Indonesia |
| title_full | The Prediction of Third Party Funds, Interest Rates, and Non-Performing Loans toward Loan To Deposit Ratios and Its Impact on Return on Assets on Commercial Banks in Indonesia |
| title_fullStr | The Prediction of Third Party Funds, Interest Rates, and Non-Performing Loans toward Loan To Deposit Ratios and Its Impact on Return on Assets on Commercial Banks in Indonesia |
| title_full_unstemmed | The Prediction of Third Party Funds, Interest Rates, and Non-Performing Loans toward Loan To Deposit Ratios and Its Impact on Return on Assets on Commercial Banks in Indonesia |
| title_short | The Prediction of Third Party Funds, Interest Rates, and Non-Performing Loans toward Loan To Deposit Ratios and Its Impact on Return on Assets on Commercial Banks in Indonesia |
| title_sort | prediction of third party funds interest rates and non performing loans toward loan to deposit ratios and its impact on return on assets on commercial banks in indonesia |
| topic | third party funds, bank Indonesia certificates, non-performing loans, loan to deposit ratio, return on assets |
| url | https://ecojoin.org/index.php/EJM/article/view/430 |
| work_keys_str_mv | AT ninyomansawitri thepredictionofthirdpartyfundsinterestratesandnonperformingloanstowardloantodepositratiosanditsimpactonreturnonassetsoncommercialbanksinindonesia AT ninyomansawitri predictionofthirdpartyfundsinterestratesandnonperformingloanstowardloantodepositratiosanditsimpactonreturnonassetsoncommercialbanksinindonesia |