PREFERENCES OF USING QUICK RESPONSE CODE INDONESIAN STANDARD (QRIS) AMONG STUDENTS AS A MEANS OF DIGITAL PAYMENT

QRIS is a digital payment instrument that has provided positive signals since it was launched. It is known that the demographics of QRIS users are quite diverse, including students. This study aims to determine students' preferences in Jabodetabek in using QRIS as a means of digital payment. P...

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Main Authors: Yudistira Andi Permadi, Angestika Wilandari
Format: Article
Language:English
Published: Universitas Islam Negeri (UIN) Mataram, Faculty of Islamic Economics and Business 2021-06-01
Series:Journal of Enterprise and Development
Subjects:
Online Access:https://journal.uinmataram.ac.id/index.php/jed/article/view/3285
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author Yudistira Andi Permadi
Angestika Wilandari
author_facet Yudistira Andi Permadi
Angestika Wilandari
author_sort Yudistira Andi Permadi
collection DOAJ
description QRIS is a digital payment instrument that has provided positive signals since it was launched. It is known that the demographics of QRIS users are quite diverse, including students. This study aims to determine students' preferences in Jabodetabek in using QRIS as a means of digital payment. Preference or interest in using QRIS that arises in this study is measured using the following four characteristics: 1) Easiness Characteristic; 2) Usefulness Characteristic; 3) Risk Characteristic, and 4) Trust Characteristic. The research results by distributing questionnaires conducted showed that of 154 respondents, the majority felt the easiness and benefits of the QRIS. However, even though it is easy and useful, respondents are still cautious and show a lack of trust in using QRIS because it is considered quite risky.
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spelling doaj.art-0376c4a4b442434fae60325bd6fc91882023-01-24T15:57:58ZengUniversitas Islam Negeri (UIN) Mataram, Faculty of Islamic Economics and BusinessJournal of Enterprise and Development2715-31182685-82582021-06-013110.20414/jed.v3i01.3285PREFERENCES OF USING QUICK RESPONSE CODE INDONESIAN STANDARD (QRIS) AMONG STUDENTS AS A MEANS OF DIGITAL PAYMENTYudistira Andi Permadi0Angestika Wilandari1Badan Pengawasan Keuangan dan PembangunanUniveritas Bina Sarana Informatika QRIS is a digital payment instrument that has provided positive signals since it was launched. It is known that the demographics of QRIS users are quite diverse, including students. This study aims to determine students' preferences in Jabodetabek in using QRIS as a means of digital payment. Preference or interest in using QRIS that arises in this study is measured using the following four characteristics: 1) Easiness Characteristic; 2) Usefulness Characteristic; 3) Risk Characteristic, and 4) Trust Characteristic. The research results by distributing questionnaires conducted showed that of 154 respondents, the majority felt the easiness and benefits of the QRIS. However, even though it is easy and useful, respondents are still cautious and show a lack of trust in using QRIS because it is considered quite risky. https://journal.uinmataram.ac.id/index.php/jed/article/view/3285QRISdigital payment
spellingShingle Yudistira Andi Permadi
Angestika Wilandari
PREFERENCES OF USING QUICK RESPONSE CODE INDONESIAN STANDARD (QRIS) AMONG STUDENTS AS A MEANS OF DIGITAL PAYMENT
Journal of Enterprise and Development
QRIS
digital payment
title PREFERENCES OF USING QUICK RESPONSE CODE INDONESIAN STANDARD (QRIS) AMONG STUDENTS AS A MEANS OF DIGITAL PAYMENT
title_full PREFERENCES OF USING QUICK RESPONSE CODE INDONESIAN STANDARD (QRIS) AMONG STUDENTS AS A MEANS OF DIGITAL PAYMENT
title_fullStr PREFERENCES OF USING QUICK RESPONSE CODE INDONESIAN STANDARD (QRIS) AMONG STUDENTS AS A MEANS OF DIGITAL PAYMENT
title_full_unstemmed PREFERENCES OF USING QUICK RESPONSE CODE INDONESIAN STANDARD (QRIS) AMONG STUDENTS AS A MEANS OF DIGITAL PAYMENT
title_short PREFERENCES OF USING QUICK RESPONSE CODE INDONESIAN STANDARD (QRIS) AMONG STUDENTS AS A MEANS OF DIGITAL PAYMENT
title_sort preferences of using quick response code indonesian standard qris among students as a means of digital payment
topic QRIS
digital payment
url https://journal.uinmataram.ac.id/index.php/jed/article/view/3285
work_keys_str_mv AT yudistiraandipermadi preferencesofusingquickresponsecodeindonesianstandardqrisamongstudentsasameansofdigitalpayment
AT angestikawilandari preferencesofusingquickresponsecodeindonesianstandardqrisamongstudentsasameansofdigitalpayment