Peran Intermediasi Sosial Perbankan Syariah bagi Masyarakat Miskin
<p>The ongoing Islamic banking gets a lot of criticisms due to its unability to become the manifestation of the Islamic values which can be utilized by all people. These criticisms can be attributed to at least some indicators such as the dominance of non profit sharing contract (Murabahah) o...
| Main Authors: | , |
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| Format: | Article |
| Language: | Arabic |
| Published: |
Universitas Darussalam Gontor
2013-05-01
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| Series: | Tsaqafah |
| Subjects: | |
| Online Access: | https://ejournal.unida.gontor.ac.id/index.php/tsaqafah/article/view/43 |
| _version_ | 1811291482960691200 |
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| author | Syafii Antonio Hilman F. Nugraha |
| author_facet | Syafii Antonio Hilman F. Nugraha |
| author_sort | Syafii Antonio |
| collection | DOAJ |
| description | <p>The ongoing Islamic banking gets a lot of criticisms due to its unability to become the manifestation of the Islamic values which can be utilized by all people. These criticisms can be attributed to at least some indicators such as the dominance of non profit sharing contract (Murabahah) on Islamic banking practices that can only be enjoyed by the middle to upper class of society, or the lack of optimization of the innovative Islamic banking products that can touch the majority of the poor. This paper would like to discuss and explore the possible role of social intermediation that can be carried out by the Islamic banking in addition to its role of financial intermediation. By doing so, it can answer the stigma which states that Islamic banking is not pro poor. Based on the literature review and discussion, the role of social intermediation by using social funds which are accordance to the perspective of Islam namely charity, infaq, Sadaqah, endowments, and grants (ZISWAH) can be applied as the additional products or policies of Islamic banking in order to serve the poor through several strategies, namely: (1) the establishment of special units for social intermediation and (2) the cooperation with LKMS in certain programs special for the poor.</p> |
| first_indexed | 2024-04-13T04:30:04Z |
| format | Article |
| id | doaj.art-05f2d4f264f4412694e8c437c609674d |
| institution | Directory Open Access Journal |
| issn | 1411-0334 2460-0008 |
| language | Arabic |
| last_indexed | 2024-04-13T04:30:04Z |
| publishDate | 2013-05-01 |
| publisher | Universitas Darussalam Gontor |
| record_format | Article |
| series | Tsaqafah |
| spelling | doaj.art-05f2d4f264f4412694e8c437c609674d2022-12-22T03:02:21ZaraUniversitas Darussalam GontorTsaqafah1411-03342460-00082013-05-019112314810.21111/tsaqafah.v9i1.4335Peran Intermediasi Sosial Perbankan Syariah bagi Masyarakat MiskinSyafii Antonio0Hilman F. Nugraha1Sekolah Tinggi Ekonomi Islam (STEI) Tazkia JakartaSekolah Tinggi Ekonomi Islam (STEI) Tazkia Jakarta<p>The ongoing Islamic banking gets a lot of criticisms due to its unability to become the manifestation of the Islamic values which can be utilized by all people. These criticisms can be attributed to at least some indicators such as the dominance of non profit sharing contract (Murabahah) on Islamic banking practices that can only be enjoyed by the middle to upper class of society, or the lack of optimization of the innovative Islamic banking products that can touch the majority of the poor. This paper would like to discuss and explore the possible role of social intermediation that can be carried out by the Islamic banking in addition to its role of financial intermediation. By doing so, it can answer the stigma which states that Islamic banking is not pro poor. Based on the literature review and discussion, the role of social intermediation by using social funds which are accordance to the perspective of Islam namely charity, infaq, Sadaqah, endowments, and grants (ZISWAH) can be applied as the additional products or policies of Islamic banking in order to serve the poor through several strategies, namely: (1) the establishment of special units for social intermediation and (2) the cooperation with LKMS in certain programs special for the poor.</p>https://ejournal.unida.gontor.ac.id/index.php/tsaqafah/article/view/43social intermediationpoor peoplesyariah bankingprofit sharingcharity |
| spellingShingle | Syafii Antonio Hilman F. Nugraha Peran Intermediasi Sosial Perbankan Syariah bagi Masyarakat Miskin Tsaqafah social intermediation poor people syariah banking profit sharing charity |
| title | Peran Intermediasi Sosial Perbankan Syariah bagi Masyarakat Miskin |
| title_full | Peran Intermediasi Sosial Perbankan Syariah bagi Masyarakat Miskin |
| title_fullStr | Peran Intermediasi Sosial Perbankan Syariah bagi Masyarakat Miskin |
| title_full_unstemmed | Peran Intermediasi Sosial Perbankan Syariah bagi Masyarakat Miskin |
| title_short | Peran Intermediasi Sosial Perbankan Syariah bagi Masyarakat Miskin |
| title_sort | peran intermediasi sosial perbankan syariah bagi masyarakat miskin |
| topic | social intermediation poor people syariah banking profit sharing charity |
| url | https://ejournal.unida.gontor.ac.id/index.php/tsaqafah/article/view/43 |
| work_keys_str_mv | AT syafiiantonio peranintermediasisosialperbankansyariahbagimasyarakatmiskin AT hilmanfnugraha peranintermediasisosialperbankansyariahbagimasyarakatmiskin |