CAPITAL ADEQUACY RATIO, NON PERFORMING LOAN, NET INTEREST MARGIN, BIAYA OPERASIONAL PENDAPATAN OPERASIONAL DAN LOAN TO DEPOSIT RATIO TERHADAP FINANCIAL DISTRESS
The purpose of this research is to determine the effect of CAR, NPL, NIM, BOPO, LDR on the fianancial distress of BUMN Commercial Bank either simultaneously or partially. BUMN Commercial Bank in 2012-2016 was selected as a research population. The purposive sampling technique was used for sampling a...
| Main Authors: | , |
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| Format: | Article |
| Language: | English |
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Universitas Pasundan
2018-10-01
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| Series: | Jurnal Riset Akuntansi Kontemporer |
| Online Access: | https://journal.unpas.ac.id/index.php/jrak/article/view/1372 |
| _version_ | 1818473841343594496 |
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| author | Baiq Defika Zahronyana Dewa P.K. Mahardika |
| author_facet | Baiq Defika Zahronyana Dewa P.K. Mahardika |
| author_sort | Baiq Defika Zahronyana |
| collection | DOAJ |
| description | The purpose of this research is to determine the effect of CAR, NPL, NIM, BOPO, LDR on the fianancial distress of BUMN Commercial Bank either simultaneously or partially. BUMN Commercial Bank in 2012-2016 was selected as a research population. The purposive sampling technique was used for sampling and obtained samples as much of 4 companies with a five-year period every three months, resulting 80 data to be observed. The Model analysis in this research is logistic regression by using software SPSS 20. The results showed that the variables CAR,NPL,NIM,BOPO,LDR simultaneously affect the financial distress. Partially NPL,NIM, and BOPO variables don’t have effect on financial distress, while CAR variable has significant negative has effect to financial distress and LDR variable significant positf has effect on financial distress. |
| first_indexed | 2024-04-14T04:28:00Z |
| format | Article |
| id | doaj.art-06c0f669beb84f0e9bd4daea9250e62b |
| institution | Directory Open Access Journal |
| issn | 2088-5091 |
| language | English |
| last_indexed | 2024-04-14T04:28:00Z |
| publishDate | 2018-10-01 |
| publisher | Universitas Pasundan |
| record_format | Article |
| series | Jurnal Riset Akuntansi Kontemporer |
| spelling | doaj.art-06c0f669beb84f0e9bd4daea9250e62b2022-12-22T02:12:11ZengUniversitas PasundanJurnal Riset Akuntansi Kontemporer2088-50912018-10-01102909810.23969/jrak.v10i2.13721372CAPITAL ADEQUACY RATIO, NON PERFORMING LOAN, NET INTEREST MARGIN, BIAYA OPERASIONAL PENDAPATAN OPERASIONAL DAN LOAN TO DEPOSIT RATIO TERHADAP FINANCIAL DISTRESSBaiq Defika Zahronyana0Dewa P.K. Mahardika1Universitas TelkomUniversitas TelkomThe purpose of this research is to determine the effect of CAR, NPL, NIM, BOPO, LDR on the fianancial distress of BUMN Commercial Bank either simultaneously or partially. BUMN Commercial Bank in 2012-2016 was selected as a research population. The purposive sampling technique was used for sampling and obtained samples as much of 4 companies with a five-year period every three months, resulting 80 data to be observed. The Model analysis in this research is logistic regression by using software SPSS 20. The results showed that the variables CAR,NPL,NIM,BOPO,LDR simultaneously affect the financial distress. Partially NPL,NIM, and BOPO variables don’t have effect on financial distress, while CAR variable has significant negative has effect to financial distress and LDR variable significant positf has effect on financial distress.https://journal.unpas.ac.id/index.php/jrak/article/view/1372 |
| spellingShingle | Baiq Defika Zahronyana Dewa P.K. Mahardika CAPITAL ADEQUACY RATIO, NON PERFORMING LOAN, NET INTEREST MARGIN, BIAYA OPERASIONAL PENDAPATAN OPERASIONAL DAN LOAN TO DEPOSIT RATIO TERHADAP FINANCIAL DISTRESS Jurnal Riset Akuntansi Kontemporer |
| title | CAPITAL ADEQUACY RATIO, NON PERFORMING LOAN, NET INTEREST MARGIN, BIAYA OPERASIONAL PENDAPATAN OPERASIONAL DAN LOAN TO DEPOSIT RATIO TERHADAP FINANCIAL DISTRESS |
| title_full | CAPITAL ADEQUACY RATIO, NON PERFORMING LOAN, NET INTEREST MARGIN, BIAYA OPERASIONAL PENDAPATAN OPERASIONAL DAN LOAN TO DEPOSIT RATIO TERHADAP FINANCIAL DISTRESS |
| title_fullStr | CAPITAL ADEQUACY RATIO, NON PERFORMING LOAN, NET INTEREST MARGIN, BIAYA OPERASIONAL PENDAPATAN OPERASIONAL DAN LOAN TO DEPOSIT RATIO TERHADAP FINANCIAL DISTRESS |
| title_full_unstemmed | CAPITAL ADEQUACY RATIO, NON PERFORMING LOAN, NET INTEREST MARGIN, BIAYA OPERASIONAL PENDAPATAN OPERASIONAL DAN LOAN TO DEPOSIT RATIO TERHADAP FINANCIAL DISTRESS |
| title_short | CAPITAL ADEQUACY RATIO, NON PERFORMING LOAN, NET INTEREST MARGIN, BIAYA OPERASIONAL PENDAPATAN OPERASIONAL DAN LOAN TO DEPOSIT RATIO TERHADAP FINANCIAL DISTRESS |
| title_sort | capital adequacy ratio non performing loan net interest margin biaya operasional pendapatan operasional dan loan to deposit ratio terhadap financial distress |
| url | https://journal.unpas.ac.id/index.php/jrak/article/view/1372 |
| work_keys_str_mv | AT baiqdefikazahronyana capitaladequacyrationonperformingloannetinterestmarginbiayaoperasionalpendapatanoperasionaldanloantodepositratioterhadapfinancialdistress AT dewapkmahardika capitaladequacyrationonperformingloannetinterestmarginbiayaoperasionalpendapatanoperasionaldanloantodepositratioterhadapfinancialdistress |