Value creation framework for multi-channel services in banking industry

Nowadays, banking industry analogous with another industries has been encountered with digital transformation. Such transformation stemmed from convergence technologies. The underpinning point of convergency in such technologies is employing multi-channel services in order to delightful and remarkab...

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Main Authors: Manochehr Zamani Farizhandi, Payam Hanafizadeh, Zohreh Dehdashti Shahrokh
Format: Article
Language:fas
Published: Allameh Tabataba'i University Press 2019-09-01
Series:Muṭāli̒āt-i Mudīriyyat-i Ṣan̒atī
Subjects:
Online Access:https://jims.atu.ac.ir/article_10353_0b92b0af9eaa3e7d16568a402c09a3f5.pdf
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author Manochehr Zamani Farizhandi
Payam Hanafizadeh
Zohreh Dehdashti Shahrokh
author_facet Manochehr Zamani Farizhandi
Payam Hanafizadeh
Zohreh Dehdashti Shahrokh
author_sort Manochehr Zamani Farizhandi
collection DOAJ
description Nowadays, banking industry analogous with another industries has been encountered with digital transformation. Such transformation stemmed from convergence technologies. The underpinning point of convergency in such technologies is employing multi-channel services in order to delightful and remarkable customer experience. Based on the importance of customer experience, multi-channel services in banking industry has assumed significance attention among banking practitioners and scholars. Consequently, delivering services through different, aligned and complementary channels pointed as strategic requirement in banking industry. Accordingly, this study seeks to develop a framework for value creation for multi-channel services in banking. To accomplish such an objective, utilizing content analysis technique, 47 articles published in the realm of multi-channel services in banking in the period 2004 to 2019 considered and assessed. The findings suggest that a value creation framework for multi-channel services in banking must consider different factors such as: beliefs about intelligent financial behaviors, customer enablers, intelligent norms, intelligent tasks and intelligent technologies.
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spelling doaj.art-077d6722039041769b8b2bf84d81b56c2024-01-03T04:45:28ZfasAllameh Tabataba'i University PressMuṭāli̒āt-i Mudīriyyat-i Ṣan̒atī2251-80292476-602X2019-09-01175414118210.22054/jims.2019.37851.221110353Value creation framework for multi-channel services in banking industryManochehr Zamani Farizhandi0Payam Hanafizadeh1Zohreh Dehdashti Shahrokh2Department of Industrial Management, Faculty of Management and Accounting, Allameh Tabataba’i UniversityDepartment of Industrial Management, Faculty of Management and Accounting, Allameh Tabataba'i University, Tehran, IranDepartment of Marketing Management, Faculty of Management and Accounting, Allameh Tabataba’i UniversityNowadays, banking industry analogous with another industries has been encountered with digital transformation. Such transformation stemmed from convergence technologies. The underpinning point of convergency in such technologies is employing multi-channel services in order to delightful and remarkable customer experience. Based on the importance of customer experience, multi-channel services in banking industry has assumed significance attention among banking practitioners and scholars. Consequently, delivering services through different, aligned and complementary channels pointed as strategic requirement in banking industry. Accordingly, this study seeks to develop a framework for value creation for multi-channel services in banking. To accomplish such an objective, utilizing content analysis technique, 47 articles published in the realm of multi-channel services in banking in the period 2004 to 2019 considered and assessed. The findings suggest that a value creation framework for multi-channel services in banking must consider different factors such as: beliefs about intelligent financial behaviors, customer enablers, intelligent norms, intelligent tasks and intelligent technologies.https://jims.atu.ac.ir/article_10353_0b92b0af9eaa3e7d16568a402c09a3f5.pdfbanking industrymulti-channelcontent analysiscustomer experiencedigital transformation
spellingShingle Manochehr Zamani Farizhandi
Payam Hanafizadeh
Zohreh Dehdashti Shahrokh
Value creation framework for multi-channel services in banking industry
Muṭāli̒āt-i Mudīriyyat-i Ṣan̒atī
banking industry
multi-channel
content analysis
customer experience
digital transformation
title Value creation framework for multi-channel services in banking industry
title_full Value creation framework for multi-channel services in banking industry
title_fullStr Value creation framework for multi-channel services in banking industry
title_full_unstemmed Value creation framework for multi-channel services in banking industry
title_short Value creation framework for multi-channel services in banking industry
title_sort value creation framework for multi channel services in banking industry
topic banking industry
multi-channel
content analysis
customer experience
digital transformation
url https://jims.atu.ac.ir/article_10353_0b92b0af9eaa3e7d16568a402c09a3f5.pdf
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AT payamhanafizadeh valuecreationframeworkformultichannelservicesinbankingindustry
AT zohrehdehdashtishahrokh valuecreationframeworkformultichannelservicesinbankingindustry