Determinants of Bank Performance in a Developing Country: Evidence From Morocco
This paper aims to define long-term determinants of Moroccan commercial banks performance, for the period 2005-2015, using the Johansen cointegration test. For this purpose, we use bank performance ratios (ROA, ROE and NIM) as dependent variables, and deposits, liquidity ratios, bank-specific and ma...
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| Format: | Article |
| Language: | English |
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Vilnius University Press
2017-05-01
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| Series: | Organizations and Markets in Emerging Economies |
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| Online Access: | https://www.journals.vu.lt/omee/article/view/14201 |
| _version_ | 1828359672337268736 |
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| author | El Mehdi Ferrouhi |
| author_facet | El Mehdi Ferrouhi |
| author_sort | El Mehdi Ferrouhi |
| collection | DOAJ |
| description | This paper aims to define long-term determinants of Moroccan commercial banks performance, for the period 2005-2015, using the Johansen cointegration test. For this purpose, we use bank performance ratios (ROA, ROE and NIM) as dependent variables, and deposits, liquidity ratios, bank-specific and macroeconomic variables as explicative variables. Results obtained show that long-term performance of Moroccan commercial banks depends on deposits, short-term, long-term and funding liquidity, the size of the bank and its square, internal and external funding, deposits interest rates and foreign direct investments. These results show the significance of bank-specific variables as long-term determinants of the performance of Moroccan commercial banks. |
| first_indexed | 2024-04-14T03:44:46Z |
| format | Article |
| id | doaj.art-0973d61a634640c3a3564f8658e723e8 |
| institution | Directory Open Access Journal |
| issn | 2029-4581 2345-0037 |
| language | English |
| last_indexed | 2024-04-14T03:44:46Z |
| publishDate | 2017-05-01 |
| publisher | Vilnius University Press |
| record_format | Article |
| series | Organizations and Markets in Emerging Economies |
| spelling | doaj.art-0973d61a634640c3a3564f8658e723e82022-12-22T02:14:19ZengVilnius University PressOrganizations and Markets in Emerging Economies2029-45812345-00372017-05-018110.15388/omee.2017.8.1.14201Determinants of Bank Performance in a Developing Country: Evidence From MoroccoEl Mehdi Ferrouhi0Ibn Tofail UniversityThis paper aims to define long-term determinants of Moroccan commercial banks performance, for the period 2005-2015, using the Johansen cointegration test. For this purpose, we use bank performance ratios (ROA, ROE and NIM) as dependent variables, and deposits, liquidity ratios, bank-specific and macroeconomic variables as explicative variables. Results obtained show that long-term performance of Moroccan commercial banks depends on deposits, short-term, long-term and funding liquidity, the size of the bank and its square, internal and external funding, deposits interest rates and foreign direct investments. These results show the significance of bank-specific variables as long-term determinants of the performance of Moroccan commercial banks.https://www.journals.vu.lt/omee/article/view/14201bank performancebank-specific variablesmacroeconomic variablesJohansen cointegration testMorocco |
| spellingShingle | El Mehdi Ferrouhi Determinants of Bank Performance in a Developing Country: Evidence From Morocco Organizations and Markets in Emerging Economies bank performance bank-specific variables macroeconomic variables Johansen cointegration test Morocco |
| title | Determinants of Bank Performance in a Developing Country: Evidence From Morocco |
| title_full | Determinants of Bank Performance in a Developing Country: Evidence From Morocco |
| title_fullStr | Determinants of Bank Performance in a Developing Country: Evidence From Morocco |
| title_full_unstemmed | Determinants of Bank Performance in a Developing Country: Evidence From Morocco |
| title_short | Determinants of Bank Performance in a Developing Country: Evidence From Morocco |
| title_sort | determinants of bank performance in a developing country evidence from morocco |
| topic | bank performance bank-specific variables macroeconomic variables Johansen cointegration test Morocco |
| url | https://www.journals.vu.lt/omee/article/view/14201 |
| work_keys_str_mv | AT elmehdiferrouhi determinantsofbankperformanceinadevelopingcountryevidencefrommorocco |