Analysis of Net Interest Margin (NIM) and Return on Assets (ROA)
In 2018 the banking sector experienced a very fast expansion resulting in a decrease in the Capital Adequacy Ratio (CAR) at the level of 22.01% compared to 2017, namely 22.75%. Growth in risk-weighted assets (RWA) was the cause of the decline in the value of the Capital Adequacy Ratio (CAR) which c...
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| Format: | Article |
| Language: | English |
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Bandung: Prodi Manajemen FE Universitas Langlangbuana
2021-08-01
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| Series: | Almana: Jurnal Manajemen dan Bisnis |
| Subjects: | |
| Online Access: | http://journalfeb.unla.ac.id/index.php/almana/article/view/1577 |
| _version_ | 1827611412160053248 |
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| author | Ajeng Ayu Wardhani Putri Nor Norisanti Faizal Mulia Z |
| author_facet | Ajeng Ayu Wardhani Putri Nor Norisanti Faizal Mulia Z |
| author_sort | Ajeng Ayu Wardhani Putri |
| collection | DOAJ |
| description |
In 2018 the banking sector experienced a very fast expansion resulting in a decrease in the Capital Adequacy Ratio (CAR) at the level of 22.01% compared to 2017, namely 22.75%. Growth in risk-weighted assets (RWA) was the cause of the decline in the value of the Capital Adequacy Ratio (CAR) which can be influenced by aspects of financial performance, one of which is the profitability aspect of Net Interest Margin (NIM) and Return On Assets (ROA). This study aims to determine the effect of Net Interest Margin (NIM), Return On Assets (ROA) on the Capital Adequacy Ratio (CAR) in 31 private banks listed on the Indonesia Stock Exchange (IDX). The method used is multiple linear regression analysis using IBM SPSS 24. Based on the results of the study showed a significant influence between Net Interest Margin (NIM), Return On Assets (ROA) on the Capital Adequacy Ratio (CAR) together (simultaneously).
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| first_indexed | 2024-03-09T08:06:07Z |
| format | Article |
| id | doaj.art-09e3ec9a8c9043409d24f7b57df97002 |
| institution | Directory Open Access Journal |
| issn | 2579-4892 2655-8327 |
| language | English |
| last_indexed | 2024-03-09T08:06:07Z |
| publishDate | 2021-08-01 |
| publisher | Bandung: Prodi Manajemen FE Universitas Langlangbuana |
| record_format | Article |
| series | Almana: Jurnal Manajemen dan Bisnis |
| spelling | doaj.art-09e3ec9a8c9043409d24f7b57df970022023-12-02T23:49:22ZengBandung: Prodi Manajemen FE Universitas LanglangbuanaAlmana: Jurnal Manajemen dan Bisnis2579-48922655-83272021-08-015210.36555/almana.v5i2.1577Analysis of Net Interest Margin (NIM) and Return on Assets (ROA)Ajeng Ayu Wardhani Putri0Nor Norisanti1Faizal Mulia Z2Universitas Muhammadiyah Sukabumi, IndonesiaUniversitas Muhammadiyah Sukabumi, IndonesiaUniversitas Muhammadiyah Sukabumi, Indonesia In 2018 the banking sector experienced a very fast expansion resulting in a decrease in the Capital Adequacy Ratio (CAR) at the level of 22.01% compared to 2017, namely 22.75%. Growth in risk-weighted assets (RWA) was the cause of the decline in the value of the Capital Adequacy Ratio (CAR) which can be influenced by aspects of financial performance, one of which is the profitability aspect of Net Interest Margin (NIM) and Return On Assets (ROA). This study aims to determine the effect of Net Interest Margin (NIM), Return On Assets (ROA) on the Capital Adequacy Ratio (CAR) in 31 private banks listed on the Indonesia Stock Exchange (IDX). The method used is multiple linear regression analysis using IBM SPSS 24. Based on the results of the study showed a significant influence between Net Interest Margin (NIM), Return On Assets (ROA) on the Capital Adequacy Ratio (CAR) together (simultaneously). http://journalfeb.unla.ac.id/index.php/almana/article/view/1577CARNIMROA |
| spellingShingle | Ajeng Ayu Wardhani Putri Nor Norisanti Faizal Mulia Z Analysis of Net Interest Margin (NIM) and Return on Assets (ROA) Almana: Jurnal Manajemen dan Bisnis CAR NIM ROA |
| title | Analysis of Net Interest Margin (NIM) and Return on Assets (ROA) |
| title_full | Analysis of Net Interest Margin (NIM) and Return on Assets (ROA) |
| title_fullStr | Analysis of Net Interest Margin (NIM) and Return on Assets (ROA) |
| title_full_unstemmed | Analysis of Net Interest Margin (NIM) and Return on Assets (ROA) |
| title_short | Analysis of Net Interest Margin (NIM) and Return on Assets (ROA) |
| title_sort | analysis of net interest margin nim and return on assets roa |
| topic | CAR NIM ROA |
| url | http://journalfeb.unla.ac.id/index.php/almana/article/view/1577 |
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