El uso de productos financieros en la demanda de seguros en México
Income, social interaction and the use of financial products on insurance demand in Mexico In the following work, data from the ENIGH (2010, 2012, 2014, 2016) and a Probit model are used to find out which are the main factors related with insurance. The aim is to test whether insurance ownership i...
| Main Authors: | , |
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| Format: | Article |
| Language: | English |
| Published: |
Instituto Mexicano de Ejecutivos de Finanzas
2022-05-01
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| Series: | Revista Mexicana de Economía y Finanzas Nueva Época REMEF |
| Subjects: | |
| Online Access: | https://www.remef.org.mx/index.php/remef/article/view/555 |
| _version_ | 1827345435060076544 |
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| author | Ignacio Ibarra López Juan Antonio Tapia Cortés |
| author_facet | Ignacio Ibarra López Juan Antonio Tapia Cortés |
| author_sort | Ignacio Ibarra López |
| collection | DOAJ |
| description | Income, social interaction and the use of financial products on insurance demand in Mexico
In the following work, data from the ENIGH (2010, 2012, 2014, 2016) and a Probit model are used to find out which are the main factors related with insurance. The aim is to test whether insurance ownership in Mexico depends on behavioral aspects such as social interaction, personal experiences (e.g. having faced an accident), as well as the use of financial products and services. Regarding originality, insurance ownership is approached through a mixed approach, which combines traditional and behavioral economics variables. Additionally, the use of microdata is promoted to understand insurance decisions at the household level. The main conclusion is that financial inclusion can lead to the development of heuristics in people who facilitate the ownership of insurance in Mexico. |
| first_indexed | 2024-03-07T23:07:42Z |
| format | Article |
| id | doaj.art-0a95d40b6c924c7ba05146eb1b39dd52 |
| institution | Directory Open Access Journal |
| issn | 2448-6795 |
| language | English |
| last_indexed | 2024-03-07T23:07:42Z |
| publishDate | 2022-05-01 |
| publisher | Instituto Mexicano de Ejecutivos de Finanzas |
| record_format | Article |
| series | Revista Mexicana de Economía y Finanzas Nueva Época REMEF |
| spelling | doaj.art-0a95d40b6c924c7ba05146eb1b39dd522024-02-21T18:38:18ZengInstituto Mexicano de Ejecutivos de FinanzasRevista Mexicana de Economía y Finanzas Nueva Época REMEF2448-67952022-05-01173e555e55510.21919/remef.v17i3.555478El uso de productos financieros en la demanda de seguros en MéxicoIgnacio Ibarra López0Juan Antonio Tapia Cortés1Tecnologico de MonterreyTecnológico de Monterrey, MéxicoIncome, social interaction and the use of financial products on insurance demand in Mexico In the following work, data from the ENIGH (2010, 2012, 2014, 2016) and a Probit model are used to find out which are the main factors related with insurance. The aim is to test whether insurance ownership in Mexico depends on behavioral aspects such as social interaction, personal experiences (e.g. having faced an accident), as well as the use of financial products and services. Regarding originality, insurance ownership is approached through a mixed approach, which combines traditional and behavioral economics variables. Additionally, the use of microdata is promoted to understand insurance decisions at the household level. The main conclusion is that financial inclusion can lead to the development of heuristics in people who facilitate the ownership of insurance in Mexico.https://www.remef.org.mx/index.php/remef/article/view/555seguros, primas, inclusión financiera, riesgos, productos financieros |
| spellingShingle | Ignacio Ibarra López Juan Antonio Tapia Cortés El uso de productos financieros en la demanda de seguros en México Revista Mexicana de Economía y Finanzas Nueva Época REMEF seguros, primas, inclusión financiera, riesgos, productos financieros |
| title | El uso de productos financieros en la demanda de seguros en México |
| title_full | El uso de productos financieros en la demanda de seguros en México |
| title_fullStr | El uso de productos financieros en la demanda de seguros en México |
| title_full_unstemmed | El uso de productos financieros en la demanda de seguros en México |
| title_short | El uso de productos financieros en la demanda de seguros en México |
| title_sort | el uso de productos financieros en la demanda de seguros en mexico |
| topic | seguros, primas, inclusión financiera, riesgos, productos financieros |
| url | https://www.remef.org.mx/index.php/remef/article/view/555 |
| work_keys_str_mv | AT ignacioibarralopez elusodeproductosfinancierosenlademandadesegurosenmexico AT juanantoniotapiacortes elusodeproductosfinancierosenlademandadesegurosenmexico |