CREDIT OPERATIONS OF BANKS AND CREDIT LINE

The article reveals the essence of the concept of credit as an economic category, its forms, types and principles. The essence of the credit policy of banking institutions is defined, the credit operations of banks at the current stage of the economy are characterized, and the current state of the...

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Main Authors: Юлія Владика, Анна Бегченкова
Format: Article
Language:English
Published: Helvetica Publishing House 2023-03-01
Series:Економіка та суспільство
Subjects:
Online Access:http://www.economyandsociety.in.ua/index.php/journal/article/view/2310
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author Юлія Владика
Анна Бегченкова
author_facet Юлія Владика
Анна Бегченкова
author_sort Юлія Владика
collection DOAJ
description The article reveals the essence of the concept of credit as an economic category, its forms, types and principles. The essence of the credit policy of banking institutions is defined, the credit operations of banks at the current stage of the economy are characterized, and the current state of the credit activity of Ukrainian banks is analyzed. The development of the financial services market in the conditions of the global financial crisis is analyzed. The problems and prospects of the development of the credit services market in Ukraine have been identified. The choice of credit strategy by banks of Ukraine was studied. The main problems of banks' lending activities are summarized and practical recommendations for overcoming them are provided. Ways to improve the credit process of commercial banks are predicted. Global practice proves that credit and credit operations permeate all spheres of society and contribute to the development of the country.
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series Економіка та суспільство
spelling doaj.art-0b1a7cf7e9744a0c90ef34e75e25a60d2023-04-27T07:47:41ZengHelvetica Publishing HouseЕкономіка та суспільство2524-00722023-03-014910.32782/2524-0072/2023-49-24CREDIT OPERATIONS OF BANKS AND CREDIT LINEЮлія Владика0Анна Бегченкова1National Aviation UniversityNational Aviation University The article reveals the essence of the concept of credit as an economic category, its forms, types and principles. The essence of the credit policy of banking institutions is defined, the credit operations of banks at the current stage of the economy are characterized, and the current state of the credit activity of Ukrainian banks is analyzed. The development of the financial services market in the conditions of the global financial crisis is analyzed. The problems and prospects of the development of the credit services market in Ukraine have been identified. The choice of credit strategy by banks of Ukraine was studied. The main problems of banks' lending activities are summarized and practical recommendations for overcoming them are provided. Ways to improve the credit process of commercial banks are predicted. Global practice proves that credit and credit operations permeate all spheres of society and contribute to the development of the country. http://www.economyandsociety.in.ua/index.php/journal/article/view/2310creditcredit policycredit activitycredit operationscredit strategycredit line
spellingShingle Юлія Владика
Анна Бегченкова
CREDIT OPERATIONS OF BANKS AND CREDIT LINE
Економіка та суспільство
credit
credit policy
credit activity
credit operations
credit strategy
credit line
title CREDIT OPERATIONS OF BANKS AND CREDIT LINE
title_full CREDIT OPERATIONS OF BANKS AND CREDIT LINE
title_fullStr CREDIT OPERATIONS OF BANKS AND CREDIT LINE
title_full_unstemmed CREDIT OPERATIONS OF BANKS AND CREDIT LINE
title_short CREDIT OPERATIONS OF BANKS AND CREDIT LINE
title_sort credit operations of banks and credit line
topic credit
credit policy
credit activity
credit operations
credit strategy
credit line
url http://www.economyandsociety.in.ua/index.php/journal/article/view/2310
work_keys_str_mv AT ûlíâvladika creditoperationsofbanksandcreditline
AT annabegčenkova creditoperationsofbanksandcreditline