Effectiveness of community health financing in meeting the cost of illness
How to finance and provide health care for the more than 1.3 billion rural poor and informal sector workers in low- and middle-income countries is one of the greatest challenges facing the international development community. This article presents the main findings from an extensive survey of the li...
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Format: | Article |
Language: | English |
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The World Health Organization
2002-01-01
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Series: | Bulletin of the World Health Organization |
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Online Access: | http://www.scielosp.org/scielo.php?script=sci_arttext&pid=S0042-96862002000200010 |
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author | Preker Alexander S. Carrin Guy Dror David Jakab Melitta Hsiao William Arhin-Tenkorang Dyna |
author_facet | Preker Alexander S. Carrin Guy Dror David Jakab Melitta Hsiao William Arhin-Tenkorang Dyna |
author_sort | Preker Alexander S. |
collection | DOAJ |
description | How to finance and provide health care for the more than 1.3 billion rural poor and informal sector workers in low- and middle-income countries is one of the greatest challenges facing the international development community. This article presents the main findings from an extensive survey of the literature of community financing arrangements, and selected experiences from the Asia and Africa regions. Most community financing schemes have evolved in the context of severe economic constraints, political instability, and lack of good governance. Micro-level household data analysis indicates that community financing improves access by rural and informal sector workers to needed heath care and provides them with some financial protection against the cost of illness. Macro-level cross-country analysis gives empirical support to the hypothesis that risk-sharing in health financing matters in terms of its impact on both the level and distribution of health, financial fairness and responsiveness indicators. The background research done for this article points to five key policies available to governments to improve the effectiveness and sustainability of existing community financing schemes. This includes: (a) increased and well-targeted subsidies to pay for the premiums of low-income populations; (b) insurance to protect against expenditure fluctuations and re-insurance to enlarge the effective size of small risk pools; (c) effective prevention and case management techniques to limit expenditure fluctuations; (d) technical support to strengthen the management capacity of local schemes; and (e) establishment and strengthening of links with the formal financing and provider networks. |
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format | Article |
id | doaj.art-0b4a0ef91a6f403b8b1cba309464356a |
institution | Directory Open Access Journal |
issn | 0042-9686 |
language | English |
last_indexed | 2024-03-07T18:33:41Z |
publishDate | 2002-01-01 |
publisher | The World Health Organization |
record_format | Article |
series | Bulletin of the World Health Organization |
spelling | doaj.art-0b4a0ef91a6f403b8b1cba309464356a2024-03-02T05:16:06ZengThe World Health OrganizationBulletin of the World Health Organization0042-96862002-01-01802143150Effectiveness of community health financing in meeting the cost of illnessPreker Alexander S.Carrin GuyDror DavidJakab MelittaHsiao WilliamArhin-Tenkorang DynaHow to finance and provide health care for the more than 1.3 billion rural poor and informal sector workers in low- and middle-income countries is one of the greatest challenges facing the international development community. This article presents the main findings from an extensive survey of the literature of community financing arrangements, and selected experiences from the Asia and Africa regions. Most community financing schemes have evolved in the context of severe economic constraints, political instability, and lack of good governance. Micro-level household data analysis indicates that community financing improves access by rural and informal sector workers to needed heath care and provides them with some financial protection against the cost of illness. Macro-level cross-country analysis gives empirical support to the hypothesis that risk-sharing in health financing matters in terms of its impact on both the level and distribution of health, financial fairness and responsiveness indicators. The background research done for this article points to five key policies available to governments to improve the effectiveness and sustainability of existing community financing schemes. This includes: (a) increased and well-targeted subsidies to pay for the premiums of low-income populations; (b) insurance to protect against expenditure fluctuations and re-insurance to enlarge the effective size of small risk pools; (c) effective prevention and case management techniques to limit expenditure fluctuations; (d) technical support to strengthen the management capacity of local schemes; and (e) establishment and strengthening of links with the formal financing and provider networks.http://www.scielosp.org/scielo.php?script=sci_arttext&pid=S0042-96862002000200010Community health services/economicsFinancing, HealthConsumer participation/economicsHouseholdsCost of illnessDeveloping countriesMulticenter studies |
spellingShingle | Preker Alexander S. Carrin Guy Dror David Jakab Melitta Hsiao William Arhin-Tenkorang Dyna Effectiveness of community health financing in meeting the cost of illness Bulletin of the World Health Organization Community health services/economics Financing, Health Consumer participation/economics Households Cost of illness Developing countries Multicenter studies |
title | Effectiveness of community health financing in meeting the cost of illness |
title_full | Effectiveness of community health financing in meeting the cost of illness |
title_fullStr | Effectiveness of community health financing in meeting the cost of illness |
title_full_unstemmed | Effectiveness of community health financing in meeting the cost of illness |
title_short | Effectiveness of community health financing in meeting the cost of illness |
title_sort | effectiveness of community health financing in meeting the cost of illness |
topic | Community health services/economics Financing, Health Consumer participation/economics Households Cost of illness Developing countries Multicenter studies |
url | http://www.scielosp.org/scielo.php?script=sci_arttext&pid=S0042-96862002000200010 |
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