Loan Products Included in the Offer of Commercial Banks
A bank loan is the main form of economical credit. It is for corporate activities – for medium and big companies and for retail activities – for small companies and individuals. The conditions for credit mainly depend on the quality of customers, it means their ability to perform a profitable ac...
| Main Authors: | , |
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| Format: | Article |
| Language: | English |
| Published: |
General Association of Economists from Romania
2009-04-01
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| Series: | Theoretical and Applied Economics |
| Subjects: | |
| Online Access: | http://www.ectap.ro/articole/382.pdf |
| _version_ | 1811204963089514496 |
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| author | Vasile Dedu Adrian Enciu |
| author_facet | Vasile Dedu Adrian Enciu |
| author_sort | Vasile Dedu |
| collection | DOAJ |
| description | A bank loan is the main form of economical credit. It is for corporate activities – for medium and big companies and for retail activities – for small companies and individuals. The conditions for credit mainly depend on the quality of customers, it means their ability to perform a profitable activity and to be able to pay back the credits. For reasons which are mainly connected to marketing, bank practice has developed a large range of credit names, trying to emphasize some of the parts of the products or to take profit of some competition advantages in relation with customers’ products. We are trying to include the offer of bank loans in a typology which takes into account the law, the bank field rules and the main technical features of the offered products. |
| first_indexed | 2024-04-12T03:22:33Z |
| format | Article |
| id | doaj.art-0b4e5812f33146e6b856b0b30a4b9d27 |
| institution | Directory Open Access Journal |
| issn | 1841-8678 |
| language | English |
| last_indexed | 2024-04-12T03:22:33Z |
| publishDate | 2009-04-01 |
| publisher | General Association of Economists from Romania |
| record_format | Article |
| series | Theoretical and Applied Economics |
| spelling | doaj.art-0b4e5812f33146e6b856b0b30a4b9d272022-12-22T03:49:51ZengGeneral Association of Economists from RomaniaTheoretical and Applied Economics1841-86782009-04-0104(533)04(533)6774Loan Products Included in the Offer of Commercial BanksVasile DeduAdrian EnciuA bank loan is the main form of economical credit. It is for corporate activities – for medium and big companies and for retail activities – for small companies and individuals. The conditions for credit mainly depend on the quality of customers, it means their ability to perform a profitable activity and to be able to pay back the credits. For reasons which are mainly connected to marketing, bank practice has developed a large range of credit names, trying to emphasize some of the parts of the products or to take profit of some competition advantages in relation with customers’ products. We are trying to include the offer of bank loans in a typology which takes into account the law, the bank field rules and the main technical features of the offered products.http://www.ectap.ro/articole/382.pdfloan productsshort term creditlong and medium term creditcommercial banksrisk. |
| spellingShingle | Vasile Dedu Adrian Enciu Loan Products Included in the Offer of Commercial Banks Theoretical and Applied Economics loan products short term credit long and medium term credit commercial banks risk. |
| title | Loan Products Included in the Offer of Commercial Banks |
| title_full | Loan Products Included in the Offer of Commercial Banks |
| title_fullStr | Loan Products Included in the Offer of Commercial Banks |
| title_full_unstemmed | Loan Products Included in the Offer of Commercial Banks |
| title_short | Loan Products Included in the Offer of Commercial Banks |
| title_sort | loan products included in the offer of commercial banks |
| topic | loan products short term credit long and medium term credit commercial banks risk. |
| url | http://www.ectap.ro/articole/382.pdf |
| work_keys_str_mv | AT vasilededu loanproductsincludedintheofferofcommercialbanks AT adrianenciu loanproductsincludedintheofferofcommercialbanks |