ANALISIS PERANAN FINTECH DAN E-COMMERCE TERHADAP PERKEMBANGAN UMKM
The purpose of this study is to find out how the role of the fintech business, Financial Technology, and E-commerce in improving the financial performance of micro, small and medium enterprises in the Jakarta, Depo,k and Tangerang areas and to find out how the risks and constraints of Micro, Small a...
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Format: | Article |
Language: | English |
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Finance and Banking Program, Accounting Department, Politeknik Negeri Semarang
2022-07-01
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Series: | Keunis |
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Online Access: | https://jurnal.polines.ac.id/index.php/keunis/article/view/3490 |
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author | Tufrida Murniati Hasyim Daniel Roland Hasibuan |
author_facet | Tufrida Murniati Hasyim Daniel Roland Hasibuan |
author_sort | Tufrida Murniati Hasyim |
collection | DOAJ |
description | The purpose of this study is to find out how the role of the fintech business, Financial Technology, and E-commerce in improving the financial performance of micro, small and medium enterprises in the Jakarta, Depo,k and Tangerang areas and to find out how the risks and constraints of Micro, Small and Medium Enterprises in implementing fintech and E-commerce to improve financial performance. The research method in this study is a qualitative descriptive method. From the results of this study, it can be concluded that using fintech and e-commerce is very important for business actors, especially micro, small and medium enterprises, to increase sales and improve the financial performance of their businesses. When income increases, economic performance will certainly increase and improve as well. Improved financial performance can be seen from the profits obtained by micro, small and medium enterprises. In this study, it was also found that there were deficiencies or weaknesses in the use of applications in fintech and e-commerce businesses. The disadvantage of the application system was the lack of socialization and training received by business actors, and at certain periods, it was necessary to update the data on the application, so that prolong the work system of business actors in using or using the application |
first_indexed | 2024-04-13T19:45:58Z |
format | Article |
id | doaj.art-0c183f3ba7bb44c191d3bf7a706dc42c |
institution | Directory Open Access Journal |
issn | 2302-9315 2714-7274 |
language | English |
last_indexed | 2024-04-13T19:45:58Z |
publishDate | 2022-07-01 |
publisher | Finance and Banking Program, Accounting Department, Politeknik Negeri Semarang |
record_format | Article |
series | Keunis |
spelling | doaj.art-0c183f3ba7bb44c191d3bf7a706dc42c2022-12-22T02:32:43ZengFinance and Banking Program, Accounting Department, Politeknik Negeri SemarangKeunis2302-93152714-72742022-07-01102192810.32497/keunis.v10i2.34902663ANALISIS PERANAN FINTECH DAN E-COMMERCE TERHADAP PERKEMBANGAN UMKMTufrida Murniati Hasyim0Daniel Roland Hasibuan1Sekolah Tinggi Ilmu Ekonomi JayakartaSekolah Tinggi Ilmu Ekonomi JayakartaThe purpose of this study is to find out how the role of the fintech business, Financial Technology, and E-commerce in improving the financial performance of micro, small and medium enterprises in the Jakarta, Depo,k and Tangerang areas and to find out how the risks and constraints of Micro, Small and Medium Enterprises in implementing fintech and E-commerce to improve financial performance. The research method in this study is a qualitative descriptive method. From the results of this study, it can be concluded that using fintech and e-commerce is very important for business actors, especially micro, small and medium enterprises, to increase sales and improve the financial performance of their businesses. When income increases, economic performance will certainly increase and improve as well. Improved financial performance can be seen from the profits obtained by micro, small and medium enterprises. In this study, it was also found that there were deficiencies or weaknesses in the use of applications in fintech and e-commerce businesses. The disadvantage of the application system was the lack of socialization and training received by business actors, and at certain periods, it was necessary to update the data on the application, so that prolong the work system of business actors in using or using the applicationhttps://jurnal.polines.ac.id/index.php/keunis/article/view/3490smesfinteche-commerce |
spellingShingle | Tufrida Murniati Hasyim Daniel Roland Hasibuan ANALISIS PERANAN FINTECH DAN E-COMMERCE TERHADAP PERKEMBANGAN UMKM Keunis smes fintech e-commerce |
title | ANALISIS PERANAN FINTECH DAN E-COMMERCE TERHADAP PERKEMBANGAN UMKM |
title_full | ANALISIS PERANAN FINTECH DAN E-COMMERCE TERHADAP PERKEMBANGAN UMKM |
title_fullStr | ANALISIS PERANAN FINTECH DAN E-COMMERCE TERHADAP PERKEMBANGAN UMKM |
title_full_unstemmed | ANALISIS PERANAN FINTECH DAN E-COMMERCE TERHADAP PERKEMBANGAN UMKM |
title_short | ANALISIS PERANAN FINTECH DAN E-COMMERCE TERHADAP PERKEMBANGAN UMKM |
title_sort | analisis peranan fintech dan e commerce terhadap perkembangan umkm |
topic | smes fintech e-commerce |
url | https://jurnal.polines.ac.id/index.php/keunis/article/view/3490 |
work_keys_str_mv | AT tufridamurniatihasyim analisisperananfintechdanecommerceterhadapperkembanganumkm AT danielrolandhasibuan analisisperananfintechdanecommerceterhadapperkembanganumkm |