New pillars of the banking business model or a new model of doing banking?
In the first part of this paper we realise a brief introduction of the changes and challenges that transformed the society and the banking sector, eight years after the beginning of the financial and economical crisis. In the first part we emphasize some of the most relevant trends and their role an...
| Main Author: | |
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| Format: | Article |
| Language: | English |
| Published: |
General Association of Economists from Romania
2016-12-01
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| Series: | Theoretical and Applied Economics |
| Subjects: | |
| Online Access: |
http://store.ectap.ro/articole/1229.pdf
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| _version_ | 1811236916702478336 |
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| author | Dan Costin NIȚESCU |
| author_facet | Dan Costin NIȚESCU |
| author_sort | Dan Costin NIȚESCU |
| collection | DOAJ |
| description | In the first part of this paper we realise a brief introduction of the changes and
challenges that transformed the society and the banking sector, eight years after the
beginning of the financial and economical crisis. In the first part we emphasize some of the
most relevant trends and their role and impact in shaping the banking industry, post
financial crisis. Digitalisation, regulations, customers are changing the banking business
model, creating also new opportunities for banks. The second part of the paper presents the
main pillars of a new and sustainable banking model, providing valuable insight into the
latest topics and questions from the industry. The society changed due or via the
technological wave, we insist on the strategic importance of choosing a balanced mix of
ingredients when designing and implementing a new banking model, in a sustainable
manner. |
| first_indexed | 2024-04-12T12:16:21Z |
| format | Article |
| id | doaj.art-0c53567bf080447d92b2bb56d6600abc |
| institution | Directory Open Access Journal |
| issn | 1841-8678 1844-0029 |
| language | English |
| last_indexed | 2024-04-12T12:16:21Z |
| publishDate | 2016-12-01 |
| publisher | General Association of Economists from Romania |
| record_format | Article |
| series | Theoretical and Applied Economics |
| spelling | doaj.art-0c53567bf080447d92b2bb56d6600abc2022-12-22T03:33:24ZengGeneral Association of Economists from RomaniaTheoretical and Applied Economics1841-86781844-00292016-12-01XXIII414315218418678New pillars of the banking business model or a new model of doing banking?Dan Costin NIȚESCU0 Bucharest University of Economic Studies, Romania In the first part of this paper we realise a brief introduction of the changes and challenges that transformed the society and the banking sector, eight years after the beginning of the financial and economical crisis. In the first part we emphasize some of the most relevant trends and their role and impact in shaping the banking industry, post financial crisis. Digitalisation, regulations, customers are changing the banking business model, creating also new opportunities for banks. The second part of the paper presents the main pillars of a new and sustainable banking model, providing valuable insight into the latest topics and questions from the industry. The society changed due or via the technological wave, we insist on the strategic importance of choosing a balanced mix of ingredients when designing and implementing a new banking model, in a sustainable manner. http://store.ectap.ro/articole/1229.pdf banking modeldigitalisation of financial servicescredit deleveragingNPLscustomer behaviourregulationsFintechscommunication systems |
| spellingShingle | Dan Costin NIȚESCU New pillars of the banking business model or a new model of doing banking? Theoretical and Applied Economics banking model digitalisation of financial services credit deleveraging NPLs customer behaviour regulations Fintechs communication systems |
| title | New pillars of the banking business model or a new model of doing banking? |
| title_full | New pillars of the banking business model or a new model of doing banking? |
| title_fullStr | New pillars of the banking business model or a new model of doing banking? |
| title_full_unstemmed | New pillars of the banking business model or a new model of doing banking? |
| title_short | New pillars of the banking business model or a new model of doing banking? |
| title_sort | new pillars of the banking business model or a new model of doing banking |
| topic | banking model digitalisation of financial services credit deleveraging NPLs customer behaviour regulations Fintechs communication systems |
| url |
http://store.ectap.ro/articole/1229.pdf
|
| work_keys_str_mv | AT dancostinnitescu newpillarsofthebankingbusinessmodeloranewmodelofdoingbanking |