Pediatric Health Access and Private Medical Insurance: Based on the Ecology of Medical Care in Korea

This study aimed to investigate pediatric health access by describing the ecology of medical care for children and adolescents in a medical environment where a well-balanced system between national health insurance (NHI) and private medical insurance (PMI) is required. Data from 2746 individuals age...

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Main Authors: Dong-Hee Ryu, Yong-jun Choi, Jeehye Lee
Format: Article
Language:English
Published: MDPI AG 2022-07-01
Series:Children
Subjects:
Online Access:https://www.mdpi.com/2227-9067/9/8/1101
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author Dong-Hee Ryu
Yong-jun Choi
Jeehye Lee
author_facet Dong-Hee Ryu
Yong-jun Choi
Jeehye Lee
author_sort Dong-Hee Ryu
collection DOAJ
description This study aimed to investigate pediatric health access by describing the ecology of medical care for children and adolescents in a medical environment where a well-balanced system between national health insurance (NHI) and private medical insurance (PMI) is required. Data from 2746 individuals aged 18 years old and younger were used. Of the participants, 87.3% had private medical insurance. Of the 1000 children, in an average month, 404 visited a clinic, 67 visited a hospital outpatient department (OPD), 49 visited an OPD in a tertiary hospital, 11 received emergency care, 5 received inpatient care in a hospital, and 9 were hospitalized. The generalized estimating equation models adjusted for age, sex, economic status, and pediatric comorbidity index were used for multivariate analysis. Receiving ambulatory care services in clinics was significantly more likely among children and adolescents with private medical insurance (adjusted odds ratio [aOR] = 1.16 [95% confidence interval [CI]: 1.00–1.35]). Receiving ambulatory care services in clinics was significantly more likely among indemnity type policyholders (aOR = 1.23 [1.05–1.45]) and single policyholders (aOR = 1.18 [1.00–1.37]). Countries with national health insurance schemes should continuously practice the proper regulation and management of PMI, including reviewing PMI compensation measures, NHI reimbursement standards, and consumers’ perspectives on NHI and PMI.
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spelling doaj.art-0f8cd8196bb4461e968bf3ba1ca399822023-12-03T13:27:57ZengMDPI AGChildren2227-90672022-07-0198110110.3390/children9081101Pediatric Health Access and Private Medical Insurance: Based on the Ecology of Medical Care in KoreaDong-Hee Ryu0Yong-jun Choi1Jeehye Lee2Department of Preventive Medicine, Daegu Catholic University School of Medicine, Daegu 42472, KoreaDepartment of Social and Preventive Medicine, College of Medicine, Hallym University, Chuncheon 24252, KoreaDepartment of Preventive Medicine, Eulji University School of Medicine, Daejeon 34824, KoreaThis study aimed to investigate pediatric health access by describing the ecology of medical care for children and adolescents in a medical environment where a well-balanced system between national health insurance (NHI) and private medical insurance (PMI) is required. Data from 2746 individuals aged 18 years old and younger were used. Of the participants, 87.3% had private medical insurance. Of the 1000 children, in an average month, 404 visited a clinic, 67 visited a hospital outpatient department (OPD), 49 visited an OPD in a tertiary hospital, 11 received emergency care, 5 received inpatient care in a hospital, and 9 were hospitalized. The generalized estimating equation models adjusted for age, sex, economic status, and pediatric comorbidity index were used for multivariate analysis. Receiving ambulatory care services in clinics was significantly more likely among children and adolescents with private medical insurance (adjusted odds ratio [aOR] = 1.16 [95% confidence interval [CI]: 1.00–1.35]). Receiving ambulatory care services in clinics was significantly more likely among indemnity type policyholders (aOR = 1.23 [1.05–1.45]) and single policyholders (aOR = 1.18 [1.00–1.37]). Countries with national health insurance schemes should continuously practice the proper regulation and management of PMI, including reviewing PMI compensation measures, NHI reimbursement standards, and consumers’ perspectives on NHI and PMI.https://www.mdpi.com/2227-9067/9/8/1101healthcareinsurance coveragenational health insurance
spellingShingle Dong-Hee Ryu
Yong-jun Choi
Jeehye Lee
Pediatric Health Access and Private Medical Insurance: Based on the Ecology of Medical Care in Korea
Children
healthcare
insurance coverage
national health insurance
title Pediatric Health Access and Private Medical Insurance: Based on the Ecology of Medical Care in Korea
title_full Pediatric Health Access and Private Medical Insurance: Based on the Ecology of Medical Care in Korea
title_fullStr Pediatric Health Access and Private Medical Insurance: Based on the Ecology of Medical Care in Korea
title_full_unstemmed Pediatric Health Access and Private Medical Insurance: Based on the Ecology of Medical Care in Korea
title_short Pediatric Health Access and Private Medical Insurance: Based on the Ecology of Medical Care in Korea
title_sort pediatric health access and private medical insurance based on the ecology of medical care in korea
topic healthcare
insurance coverage
national health insurance
url https://www.mdpi.com/2227-9067/9/8/1101
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