PELAKSANAAN PEMBIAYAAN DANA TALANGAN HAJI PADA PERBANKAN SYARIAH
The syariah banking activity was basically the expansion of banking service for people who needed it andexpected the repayment which was not based on interest rate, but based on syariah as what determined inIslamic law. To help people to get pilgrim portion soon, syahriah banking offered agreement w...
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Format: | Article |
Language: | English |
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Universitas Merdeka Malang
2017-03-01
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Series: | Jurnal Keuangan dan Perbankan |
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Online Access: | http://jurnal.unmer.ac.id/index.php/jkdp/article/view/751 |
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author | Erni Susana Diana Kartika |
author_facet | Erni Susana Diana Kartika |
author_sort | Erni Susana |
collection | DOAJ |
description | The syariah banking activity was basically the expansion of banking service for people who needed it andexpected the repayment which was not based on interest rate, but based on syariah as what determined inIslamic law. To help people to get pilgrim portion soon, syahriah banking offered agreement which was usedin financing pilgrim lending fund like al-qardh agreement and al-ijarah (ujroh system). The aim of thisresearch was to analyze financing using al-qardh agreement and al-ijarah (ujroh system) agreement. Al-qardhwas giving wealth to other people that could be collected back or asked for, or in other words lending withoutexpecting repayment, while the meaning of al-ijarah agreement was an agreement of moving the use or utilizationright on goods and service, through rent payment or ujroh without being followed by transferringownership. The implementation of financing pilgrim lending fund conformed to the rule of financing pilgrimarrangement which was written in Fatwa (a binding ruling in religious matters) DSN No. 29/DSN-MUI/VI/2002. The amount of al-ijarah repayment was not based on the amount of lending al-qardh given to thecustomers. |
first_indexed | 2024-12-21T15:17:19Z |
format | Article |
id | doaj.art-10235636423e417e9c076e2c85c502e2 |
institution | Directory Open Access Journal |
issn | 1410-8089 2443-2687 |
language | English |
last_indexed | 2024-12-21T15:17:19Z |
publishDate | 2017-03-01 |
publisher | Universitas Merdeka Malang |
record_format | Article |
series | Jurnal Keuangan dan Perbankan |
spelling | doaj.art-10235636423e417e9c076e2c85c502e22022-12-21T18:59:07ZengUniversitas Merdeka MalangJurnal Keuangan dan Perbankan1410-80892443-26872017-03-01172484PELAKSANAAN PEMBIAYAAN DANA TALANGAN HAJI PADA PERBANKAN SYARIAHErni Susana0Diana Kartika1Program D-III Keuangan & Perbankan Universitas Merdeka Malang Jl. Terusan Raya Dieng No.62-64 Malang, 65146.Program D-III Keuangan & Perbankan Universitas Merdeka Malang Jl. Terusan Raya Dieng No.62-64 Malang, 65146.The syariah banking activity was basically the expansion of banking service for people who needed it andexpected the repayment which was not based on interest rate, but based on syariah as what determined inIslamic law. To help people to get pilgrim portion soon, syahriah banking offered agreement which was usedin financing pilgrim lending fund like al-qardh agreement and al-ijarah (ujroh system). The aim of thisresearch was to analyze financing using al-qardh agreement and al-ijarah (ujroh system) agreement. Al-qardhwas giving wealth to other people that could be collected back or asked for, or in other words lending withoutexpecting repayment, while the meaning of al-ijarah agreement was an agreement of moving the use or utilizationright on goods and service, through rent payment or ujroh without being followed by transferringownership. The implementation of financing pilgrim lending fund conformed to the rule of financing pilgrimarrangement which was written in Fatwa (a binding ruling in religious matters) DSN No. 29/DSN-MUI/VI/2002. The amount of al-ijarah repayment was not based on the amount of lending al-qardh given to thecustomers.http://jurnal.unmer.ac.id/index.php/jkdp/article/view/751financing, pilgrim lending fund, syariah bank |
spellingShingle | Erni Susana Diana Kartika PELAKSANAAN PEMBIAYAAN DANA TALANGAN HAJI PADA PERBANKAN SYARIAH Jurnal Keuangan dan Perbankan financing, pilgrim lending fund, syariah bank |
title | PELAKSANAAN PEMBIAYAAN DANA TALANGAN HAJI PADA PERBANKAN SYARIAH |
title_full | PELAKSANAAN PEMBIAYAAN DANA TALANGAN HAJI PADA PERBANKAN SYARIAH |
title_fullStr | PELAKSANAAN PEMBIAYAAN DANA TALANGAN HAJI PADA PERBANKAN SYARIAH |
title_full_unstemmed | PELAKSANAAN PEMBIAYAAN DANA TALANGAN HAJI PADA PERBANKAN SYARIAH |
title_short | PELAKSANAAN PEMBIAYAAN DANA TALANGAN HAJI PADA PERBANKAN SYARIAH |
title_sort | pelaksanaan pembiayaan dana talangan haji pada perbankan syariah |
topic | financing, pilgrim lending fund, syariah bank |
url | http://jurnal.unmer.ac.id/index.php/jkdp/article/view/751 |
work_keys_str_mv | AT ernisusana pelaksanaanpembiayaandanatalanganhajipadaperbankansyariah AT dianakartika pelaksanaanpembiayaandanatalanganhajipadaperbankansyariah |