PELAKSANAAN PEMBIAYAAN DANA TALANGAN HAJI PADA PERBANKAN SYARIAH

The syariah banking activity was basically the expansion of banking service for people who needed it andexpected the repayment which was not based on interest rate, but based on syariah as what determined inIslamic law. To help people to get pilgrim portion soon, syahriah banking offered agreement w...

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Main Authors: Erni Susana, Diana Kartika
Format: Article
Language:English
Published: Universitas Merdeka Malang 2017-03-01
Series:Jurnal Keuangan dan Perbankan
Subjects:
Online Access:http://jurnal.unmer.ac.id/index.php/jkdp/article/view/751
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author Erni Susana
Diana Kartika
author_facet Erni Susana
Diana Kartika
author_sort Erni Susana
collection DOAJ
description The syariah banking activity was basically the expansion of banking service for people who needed it andexpected the repayment which was not based on interest rate, but based on syariah as what determined inIslamic law. To help people to get pilgrim portion soon, syahriah banking offered agreement which was usedin financing pilgrim lending fund like al-qardh agreement and al-ijarah (ujroh system). The aim of thisresearch was to analyze financing using al-qardh agreement and al-ijarah (ujroh system) agreement. Al-qardhwas giving wealth to other people that could be collected back or asked for, or in other words lending withoutexpecting repayment, while the meaning of al-ijarah agreement was an agreement of moving the use or utilizationright on goods and service, through rent payment or ujroh without being followed by transferringownership. The implementation of financing pilgrim lending fund conformed to the rule of financing pilgrimarrangement which was written in Fatwa (a binding ruling in religious matters) DSN No. 29/DSN-MUI/VI/2002. The amount of al-ijarah repayment was not based on the amount of lending al-qardh given to thecustomers.
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spelling doaj.art-10235636423e417e9c076e2c85c502e22022-12-21T18:59:07ZengUniversitas Merdeka MalangJurnal Keuangan dan Perbankan1410-80892443-26872017-03-01172484PELAKSANAAN PEMBIAYAAN DANA TALANGAN HAJI PADA PERBANKAN SYARIAHErni Susana0Diana Kartika1Program D-III Keuangan & Perbankan Universitas Merdeka Malang Jl. Terusan Raya Dieng No.62-64 Malang, 65146.Program D-III Keuangan & Perbankan Universitas Merdeka Malang Jl. Terusan Raya Dieng No.62-64 Malang, 65146.The syariah banking activity was basically the expansion of banking service for people who needed it andexpected the repayment which was not based on interest rate, but based on syariah as what determined inIslamic law. To help people to get pilgrim portion soon, syahriah banking offered agreement which was usedin financing pilgrim lending fund like al-qardh agreement and al-ijarah (ujroh system). The aim of thisresearch was to analyze financing using al-qardh agreement and al-ijarah (ujroh system) agreement. Al-qardhwas giving wealth to other people that could be collected back or asked for, or in other words lending withoutexpecting repayment, while the meaning of al-ijarah agreement was an agreement of moving the use or utilizationright on goods and service, through rent payment or ujroh without being followed by transferringownership. The implementation of financing pilgrim lending fund conformed to the rule of financing pilgrimarrangement which was written in Fatwa (a binding ruling in religious matters) DSN No. 29/DSN-MUI/VI/2002. The amount of al-ijarah repayment was not based on the amount of lending al-qardh given to thecustomers.http://jurnal.unmer.ac.id/index.php/jkdp/article/view/751financing, pilgrim lending fund, syariah bank
spellingShingle Erni Susana
Diana Kartika
PELAKSANAAN PEMBIAYAAN DANA TALANGAN HAJI PADA PERBANKAN SYARIAH
Jurnal Keuangan dan Perbankan
financing, pilgrim lending fund, syariah bank
title PELAKSANAAN PEMBIAYAAN DANA TALANGAN HAJI PADA PERBANKAN SYARIAH
title_full PELAKSANAAN PEMBIAYAAN DANA TALANGAN HAJI PADA PERBANKAN SYARIAH
title_fullStr PELAKSANAAN PEMBIAYAAN DANA TALANGAN HAJI PADA PERBANKAN SYARIAH
title_full_unstemmed PELAKSANAAN PEMBIAYAAN DANA TALANGAN HAJI PADA PERBANKAN SYARIAH
title_short PELAKSANAAN PEMBIAYAAN DANA TALANGAN HAJI PADA PERBANKAN SYARIAH
title_sort pelaksanaan pembiayaan dana talangan haji pada perbankan syariah
topic financing, pilgrim lending fund, syariah bank
url http://jurnal.unmer.ac.id/index.php/jkdp/article/view/751
work_keys_str_mv AT ernisusana pelaksanaanpembiayaandanatalanganhajipadaperbankansyariah
AT dianakartika pelaksanaanpembiayaandanatalanganhajipadaperbankansyariah