The Influence of Sharia Financial Literacy, Religiosity, and Perception of Saving Students’ Interest in Sharia Banks
People in Indonesia in saving activities in sharia banks are still classified in the lower category than conventional banks. It is caused by several factors. Sharia financial literacy, religiosity and perceptions can be factors influencing people's interest in saving at sharia banks. This stud...
| Main Authors: | , |
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| Format: | Article |
| Language: | English |
| Published: |
Universitas KH Abdul Chalim, Prodi Ekonomi Syariah
2021-01-01
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| Series: | Indonesian Interdisciplinary Journal of Sharia Economics |
| Subjects: | |
| Online Access: | https://e-journal.ikhac.ac.id/index.php/iijse/article/view/1010 |
| _version_ | 1797334251247501312 |
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| author | Khoiriyah Ilfita Clarashinta Canggih |
| author_facet | Khoiriyah Ilfita Clarashinta Canggih |
| author_sort | Khoiriyah Ilfita |
| collection | DOAJ |
| description |
People in Indonesia in saving activities in sharia banks are still classified in the lower category than conventional banks. It is caused by several factors. Sharia financial literacy, religiosity and perceptions can be factors influencing people's interest in saving at sharia banks. This study aimed to determine the effect of sharia financial literacy, religiosity, and perceptions of saving interest in sharia banks. This study used a quantitative approach. In this research, researchers took samples used random sampling techniques. The data analysis technique used is multiple linear regression using the SPSS program. The results showed that partially sharia financial literacy had no effect on students' interest to save at sharia banks. While religiosity and perception partially have a positive and significant effect on students' interest to save in sharia banks. Simultaneously, sharia financial literacy, religiosity, and perceptions influence the interest of students to save in sharia banks.
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| first_indexed | 2024-03-08T08:18:04Z |
| format | Article |
| id | doaj.art-10f3ccaa8da54ff78dc59560202616ed |
| institution | Directory Open Access Journal |
| issn | 2621-606X |
| language | English |
| last_indexed | 2024-03-08T08:18:04Z |
| publishDate | 2021-01-01 |
| publisher | Universitas KH Abdul Chalim, Prodi Ekonomi Syariah |
| record_format | Article |
| series | Indonesian Interdisciplinary Journal of Sharia Economics |
| spelling | doaj.art-10f3ccaa8da54ff78dc59560202616ed2024-02-02T06:40:50ZengUniversitas KH Abdul Chalim, Prodi Ekonomi SyariahIndonesian Interdisciplinary Journal of Sharia Economics2621-606X2021-01-013210.31538/iijse.v3i2.1010The Influence of Sharia Financial Literacy, Religiosity, and Perception of Saving Students’ Interest in Sharia BanksKhoiriyah Ilfita0Clarashinta Canggih1Universitas Negeri Surabaya, Surabaya, IndonesiaUniversitas Negeri Surabaya, Surabaya, Indonesia People in Indonesia in saving activities in sharia banks are still classified in the lower category than conventional banks. It is caused by several factors. Sharia financial literacy, religiosity and perceptions can be factors influencing people's interest in saving at sharia banks. This study aimed to determine the effect of sharia financial literacy, religiosity, and perceptions of saving interest in sharia banks. This study used a quantitative approach. In this research, researchers took samples used random sampling techniques. The data analysis technique used is multiple linear regression using the SPSS program. The results showed that partially sharia financial literacy had no effect on students' interest to save at sharia banks. While religiosity and perception partially have a positive and significant effect on students' interest to save in sharia banks. Simultaneously, sharia financial literacy, religiosity, and perceptions influence the interest of students to save in sharia banks. https://e-journal.ikhac.ac.id/index.php/iijse/article/view/1010Interest in SavingPerceptionsIslamic Financial LiteracyReligiosity |
| spellingShingle | Khoiriyah Ilfita Clarashinta Canggih The Influence of Sharia Financial Literacy, Religiosity, and Perception of Saving Students’ Interest in Sharia Banks Indonesian Interdisciplinary Journal of Sharia Economics Interest in Saving Perceptions Islamic Financial Literacy Religiosity |
| title | The Influence of Sharia Financial Literacy, Religiosity, and Perception of Saving Students’ Interest in Sharia Banks |
| title_full | The Influence of Sharia Financial Literacy, Religiosity, and Perception of Saving Students’ Interest in Sharia Banks |
| title_fullStr | The Influence of Sharia Financial Literacy, Religiosity, and Perception of Saving Students’ Interest in Sharia Banks |
| title_full_unstemmed | The Influence of Sharia Financial Literacy, Religiosity, and Perception of Saving Students’ Interest in Sharia Banks |
| title_short | The Influence of Sharia Financial Literacy, Religiosity, and Perception of Saving Students’ Interest in Sharia Banks |
| title_sort | influence of sharia financial literacy religiosity and perception of saving students interest in sharia banks |
| topic | Interest in Saving Perceptions Islamic Financial Literacy Religiosity |
| url | https://e-journal.ikhac.ac.id/index.php/iijse/article/view/1010 |
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