ENGLISH-A PERCEPTION ANALYSIS OF CUSTOMER’S SENSITIVITY TO INTEREST FACTOR IN CONTEMPORARY ISLAMIC BANKING IN PAKISTAN

This study aims to understand common customer’s perception about interest factor in Islamic banking in Pakistan. Initiation of Islamic banking has produced numerous issues for banking sector in Pakistan. Based on theoretical background, research questions and objectives were developed which were in...

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Main Authors: Muhammad Kaleem, Hafiz ullah
Format: Article
Language:Arabic
Published: Research Gateway Society 2018-01-01
Series:دی اسکالر
Subjects:
Online Access:http://siarj.com/index.php/Siarj/article/view/94
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author Muhammad Kaleem
Hafiz ullah
author_facet Muhammad Kaleem
Hafiz ullah
author_sort Muhammad Kaleem
collection DOAJ
description This study aims to understand common customer’s perception about interest factor in Islamic banking in Pakistan. Initiation of Islamic banking has produced numerous issues for banking sector in Pakistan. Based on theoretical background, research questions and objectives were developed which were investigated through a survey type study. This endeavor revolves around a two-fold enquiry. First it probes the perception of customers about current practices and products offered by Islamic banks. Secondly it considers the awareness level of customers, based on real knowledge. Data was collected from selected respondents having their bank accounts in either conventional or Islamic banks. In addition to cross tabulation, Analysis of Variance and Regression were used to analyze the data. The result of the study indicates that customer have almost the same perception about interest factor in Islamic banks as in other conventional banks. Moreover, besides other factors the findings show that awareness has a significant role in this perception.
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spelling doaj.art-1190d5b65a9e4e28b1aa57bbfac19cbf2022-12-22T02:24:28ZaraResearch Gateway Societyدی اسکالر2413-74802617-43082018-01-0141ENGLISH-A PERCEPTION ANALYSIS OF CUSTOMER’S SENSITIVITY TO INTEREST FACTOR IN CONTEMPORARY ISLAMIC BANKING IN PAKISTANMuhammad Kaleem0Hafiz ullah1Assistant Professor, Institute of Business Studies, Kohat University of Science and Technology Kohat- PakistanInstitute of Business Studies Kohat University of Science and Technology This study aims to understand common customer’s perception about interest factor in Islamic banking in Pakistan. Initiation of Islamic banking has produced numerous issues for banking sector in Pakistan. Based on theoretical background, research questions and objectives were developed which were investigated through a survey type study. This endeavor revolves around a two-fold enquiry. First it probes the perception of customers about current practices and products offered by Islamic banks. Secondly it considers the awareness level of customers, based on real knowledge. Data was collected from selected respondents having their bank accounts in either conventional or Islamic banks. In addition to cross tabulation, Analysis of Variance and Regression were used to analyze the data. The result of the study indicates that customer have almost the same perception about interest factor in Islamic banks as in other conventional banks. Moreover, besides other factors the findings show that awareness has a significant role in this perception. http://siarj.com/index.php/Siarj/article/view/94Islamic Banking, Perception, Interest Factor, Conventional Banking
spellingShingle Muhammad Kaleem
Hafiz ullah
ENGLISH-A PERCEPTION ANALYSIS OF CUSTOMER’S SENSITIVITY TO INTEREST FACTOR IN CONTEMPORARY ISLAMIC BANKING IN PAKISTAN
دی اسکالر
Islamic Banking, Perception, Interest Factor, Conventional Banking
title ENGLISH-A PERCEPTION ANALYSIS OF CUSTOMER’S SENSITIVITY TO INTEREST FACTOR IN CONTEMPORARY ISLAMIC BANKING IN PAKISTAN
title_full ENGLISH-A PERCEPTION ANALYSIS OF CUSTOMER’S SENSITIVITY TO INTEREST FACTOR IN CONTEMPORARY ISLAMIC BANKING IN PAKISTAN
title_fullStr ENGLISH-A PERCEPTION ANALYSIS OF CUSTOMER’S SENSITIVITY TO INTEREST FACTOR IN CONTEMPORARY ISLAMIC BANKING IN PAKISTAN
title_full_unstemmed ENGLISH-A PERCEPTION ANALYSIS OF CUSTOMER’S SENSITIVITY TO INTEREST FACTOR IN CONTEMPORARY ISLAMIC BANKING IN PAKISTAN
title_short ENGLISH-A PERCEPTION ANALYSIS OF CUSTOMER’S SENSITIVITY TO INTEREST FACTOR IN CONTEMPORARY ISLAMIC BANKING IN PAKISTAN
title_sort english a perception analysis of customer s sensitivity to interest factor in contemporary islamic banking in pakistan
topic Islamic Banking, Perception, Interest Factor, Conventional Banking
url http://siarj.com/index.php/Siarj/article/view/94
work_keys_str_mv AT muhammadkaleem englishaperceptionanalysisofcustomerssensitivitytointerestfactorincontemporaryislamicbankinginpakistan
AT hafizullah englishaperceptionanalysisofcustomerssensitivitytointerestfactorincontemporaryislamicbankinginpakistan