Leasing Market Evolution in Romania Compared to the Evolution of Consumer Loans

The emergence of leasing operations was determined by the fast pace of trade, supply, and demand, technical progress, which involves immediate decisions and investments. As a financing instrument, leasing can only be efficient and modern if it differs in speed and advantages over other forms of fina...

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Main Authors: Viorica IOAN, Ioana LAZARESCU, Diana STAVILA
Format: Article
Language:English
Published: Dunarea de Jos University of Galati 2021-09-01
Series:Annals of Dunarea de Jos University. Fascicle I : Economics and Applied Informatics
Subjects:
Online Access:http://www.eia.feaa.ugal.ro/images/eia/2021_2/IoanLazarescuStavila.pdf
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author Viorica IOAN
Ioana LAZARESCU
Diana STAVILA
author_facet Viorica IOAN
Ioana LAZARESCU
Diana STAVILA
author_sort Viorica IOAN
collection DOAJ
description The emergence of leasing operations was determined by the fast pace of trade, supply, and demand, technical progress, which involves immediate decisions and investments. As a financing instrument, leasing can only be efficient and modern if it differs in speed and advantages over other forms of financing investment objects and the purchase of durable goods. In the literature, the benefits of the leasing financing operation are treated extensively. Its assessment is based on quantitative and qualitative factors, which tip the balance in favor of leasing. Many customers face difficulties when it comes to buying a car. They are confused when choosing between leasing and credit, not knowing which method is the alternative. Regardless of how the car is purchased, the cost must be minimal, while the cost-quality ratio is as balanced as possible.
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spelling doaj.art-121a1bd37ac3430f94bfe0e1e7929b782022-12-21T22:57:09ZengDunarea de Jos University of GalatiAnnals of Dunarea de Jos University. Fascicle I : Economics and Applied Informatics1584-04092021-09-0127211912810.35219/eai15840409199Leasing Market Evolution in Romania Compared to the Evolution of Consumer LoansViorica IOAN0Ioana LAZARESCU 1Diana STAVILA 2Dunarea de Jos University of Galati, RomaniaDunarea de Jos University of Galati, RomaniaDunarea de Jos University of Galati, RomaniaThe emergence of leasing operations was determined by the fast pace of trade, supply, and demand, technical progress, which involves immediate decisions and investments. As a financing instrument, leasing can only be efficient and modern if it differs in speed and advantages over other forms of financing investment objects and the purchase of durable goods. In the literature, the benefits of the leasing financing operation are treated extensively. Its assessment is based on quantitative and qualitative factors, which tip the balance in favor of leasing. Many customers face difficulties when it comes to buying a car. They are confused when choosing between leasing and credit, not knowing which method is the alternative. Regardless of how the car is purchased, the cost must be minimal, while the cost-quality ratio is as balanced as possible.http://www.eia.feaa.ugal.ro/images/eia/2021_2/IoanLazarescuStavila.pdfleasingcreditfinancingevolutionanalysisleasing companies
spellingShingle Viorica IOAN
Ioana LAZARESCU
Diana STAVILA
Leasing Market Evolution in Romania Compared to the Evolution of Consumer Loans
Annals of Dunarea de Jos University. Fascicle I : Economics and Applied Informatics
leasing
credit
financing
evolution
analysis
leasing companies
title Leasing Market Evolution in Romania Compared to the Evolution of Consumer Loans
title_full Leasing Market Evolution in Romania Compared to the Evolution of Consumer Loans
title_fullStr Leasing Market Evolution in Romania Compared to the Evolution of Consumer Loans
title_full_unstemmed Leasing Market Evolution in Romania Compared to the Evolution of Consumer Loans
title_short Leasing Market Evolution in Romania Compared to the Evolution of Consumer Loans
title_sort leasing market evolution in romania compared to the evolution of consumer loans
topic leasing
credit
financing
evolution
analysis
leasing companies
url http://www.eia.feaa.ugal.ro/images/eia/2021_2/IoanLazarescuStavila.pdf
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