Leasing Market Evolution in Romania Compared to the Evolution of Consumer Loans
The emergence of leasing operations was determined by the fast pace of trade, supply, and demand, technical progress, which involves immediate decisions and investments. As a financing instrument, leasing can only be efficient and modern if it differs in speed and advantages over other forms of fina...
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Format: | Article |
Language: | English |
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Dunarea de Jos University of Galati
2021-09-01
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Series: | Annals of Dunarea de Jos University. Fascicle I : Economics and Applied Informatics |
Subjects: | |
Online Access: | http://www.eia.feaa.ugal.ro/images/eia/2021_2/IoanLazarescuStavila.pdf |
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author | Viorica IOAN Ioana LAZARESCU Diana STAVILA |
author_facet | Viorica IOAN Ioana LAZARESCU Diana STAVILA |
author_sort | Viorica IOAN |
collection | DOAJ |
description | The emergence of leasing operations was determined by the fast pace of trade, supply, and demand, technical progress, which involves immediate decisions and investments. As a financing instrument, leasing can only be efficient and modern if it differs in speed and advantages over other forms of financing investment objects and the purchase of durable goods. In the literature, the benefits of the leasing financing operation are treated extensively. Its assessment is based on quantitative and qualitative factors, which tip the balance in favor of leasing. Many customers face difficulties when it comes to buying a car. They are confused when choosing between leasing and credit, not knowing which method is the alternative. Regardless of how the car is purchased, the cost must be minimal, while the cost-quality ratio is as balanced as possible. |
first_indexed | 2024-12-14T14:50:01Z |
format | Article |
id | doaj.art-121a1bd37ac3430f94bfe0e1e7929b78 |
institution | Directory Open Access Journal |
issn | 1584-0409 |
language | English |
last_indexed | 2024-12-14T14:50:01Z |
publishDate | 2021-09-01 |
publisher | Dunarea de Jos University of Galati |
record_format | Article |
series | Annals of Dunarea de Jos University. Fascicle I : Economics and Applied Informatics |
spelling | doaj.art-121a1bd37ac3430f94bfe0e1e7929b782022-12-21T22:57:09ZengDunarea de Jos University of GalatiAnnals of Dunarea de Jos University. Fascicle I : Economics and Applied Informatics1584-04092021-09-0127211912810.35219/eai15840409199Leasing Market Evolution in Romania Compared to the Evolution of Consumer LoansViorica IOAN0Ioana LAZARESCU 1Diana STAVILA 2Dunarea de Jos University of Galati, RomaniaDunarea de Jos University of Galati, RomaniaDunarea de Jos University of Galati, RomaniaThe emergence of leasing operations was determined by the fast pace of trade, supply, and demand, technical progress, which involves immediate decisions and investments. As a financing instrument, leasing can only be efficient and modern if it differs in speed and advantages over other forms of financing investment objects and the purchase of durable goods. In the literature, the benefits of the leasing financing operation are treated extensively. Its assessment is based on quantitative and qualitative factors, which tip the balance in favor of leasing. Many customers face difficulties when it comes to buying a car. They are confused when choosing between leasing and credit, not knowing which method is the alternative. Regardless of how the car is purchased, the cost must be minimal, while the cost-quality ratio is as balanced as possible.http://www.eia.feaa.ugal.ro/images/eia/2021_2/IoanLazarescuStavila.pdfleasingcreditfinancingevolutionanalysisleasing companies |
spellingShingle | Viorica IOAN Ioana LAZARESCU Diana STAVILA Leasing Market Evolution in Romania Compared to the Evolution of Consumer Loans Annals of Dunarea de Jos University. Fascicle I : Economics and Applied Informatics leasing credit financing evolution analysis leasing companies |
title | Leasing Market Evolution in Romania Compared to the Evolution of Consumer Loans |
title_full | Leasing Market Evolution in Romania Compared to the Evolution of Consumer Loans |
title_fullStr | Leasing Market Evolution in Romania Compared to the Evolution of Consumer Loans |
title_full_unstemmed | Leasing Market Evolution in Romania Compared to the Evolution of Consumer Loans |
title_short | Leasing Market Evolution in Romania Compared to the Evolution of Consumer Loans |
title_sort | leasing market evolution in romania compared to the evolution of consumer loans |
topic | leasing credit financing evolution analysis leasing companies |
url | http://www.eia.feaa.ugal.ro/images/eia/2021_2/IoanLazarescuStavila.pdf |
work_keys_str_mv | AT vioricaioan leasingmarketevolutioninromaniacomparedtotheevolutionofconsumerloans AT ioanalazarescu leasingmarketevolutioninromaniacomparedtotheevolutionofconsumerloans AT dianastavila leasingmarketevolutioninromaniacomparedtotheevolutionofconsumerloans |