“To enroll or not to enroll”: a qualitative study on preferences for dental insurance in Iran

Abstract Background Oral public health services are included in primary healthcare. Although oral diseases are preventable, improving oral health has become a concern in many countries. Evidence shows that functioning insurance coverage can significantly increase the use of dental health services, i...

Full description

Bibliographic Details
Main Authors: Jamileh Vahidi, Amirhossein Takian, Mostafa Amini-Rarani, Maryam Moeeni
Format: Article
Language:English
Published: BMC 2022-07-01
Series:BMC Health Services Research
Subjects:
Online Access:https://doi.org/10.1186/s12913-022-08285-8
_version_ 1811293742114537472
author Jamileh Vahidi
Amirhossein Takian
Mostafa Amini-Rarani
Maryam Moeeni
author_facet Jamileh Vahidi
Amirhossein Takian
Mostafa Amini-Rarani
Maryam Moeeni
author_sort Jamileh Vahidi
collection DOAJ
description Abstract Background Oral public health services are included in primary healthcare. Although oral diseases are preventable, improving oral health has become a concern in many countries. Evidence shows that functioning insurance coverage can significantly increase the use of dental health services, improve quality of services, and reduce financial barriers to utilization. Little evidence exists on households’ preferences for dental insurance in Iran. This study seeks to identify the households’ preferences for dental insurance in Tehran-Iran. Method This is a qualitative study. We interviewed 84 participants who visited selected public and private dental clinics in Tehran-Iran, from October 2018 until January 2019. All interviews were recorded and transcribed verbatim. We used a mixed inductive/deductive approach for thematic analysis of the interviews. Results We identified two main themes and 12 sub-themes: pecuniary attributes (insurance premium, coinsurance, insurance coverage granted, discounting option, reimbursement of expenses), and non-pecuniary attributes (notification status, ethical issues, benefits package, contract providers with health insurance, quality of service centers, administrative process, and dental insurance scheme). Conclusion Our participants considered both pecuniary and non-pecuniary attributes for choosing a dental insurance package. Our findings could help, we envisage, policymakers understand Iranian households’ preferences for a dental insurance scheme that they afford to buy.
first_indexed 2024-04-13T05:06:05Z
format Article
id doaj.art-1378c59772ee4ba8ba5f8b9e2b01303e
institution Directory Open Access Journal
issn 1472-6963
language English
last_indexed 2024-04-13T05:06:05Z
publishDate 2022-07-01
publisher BMC
record_format Article
series BMC Health Services Research
spelling doaj.art-1378c59772ee4ba8ba5f8b9e2b01303e2022-12-22T03:01:10ZengBMCBMC Health Services Research1472-69632022-07-0122111210.1186/s12913-022-08285-8“To enroll or not to enroll”: a qualitative study on preferences for dental insurance in IranJamileh Vahidi0Amirhossein Takian1Mostafa Amini-Rarani2Maryam Moeeni3School of Management & Medical Information Sciences, Isfahan University of Medical SciencesDepartment of Health Management, Policy and Economics, School of Public Health, Tehran University of Medical SciencesHealth Management and Economics Research Center, Isfahan University of Medical SciencesSocial Determinants of Health Research Center, Isfahan University of Medical SciencesAbstract Background Oral public health services are included in primary healthcare. Although oral diseases are preventable, improving oral health has become a concern in many countries. Evidence shows that functioning insurance coverage can significantly increase the use of dental health services, improve quality of services, and reduce financial barriers to utilization. Little evidence exists on households’ preferences for dental insurance in Iran. This study seeks to identify the households’ preferences for dental insurance in Tehran-Iran. Method This is a qualitative study. We interviewed 84 participants who visited selected public and private dental clinics in Tehran-Iran, from October 2018 until January 2019. All interviews were recorded and transcribed verbatim. We used a mixed inductive/deductive approach for thematic analysis of the interviews. Results We identified two main themes and 12 sub-themes: pecuniary attributes (insurance premium, coinsurance, insurance coverage granted, discounting option, reimbursement of expenses), and non-pecuniary attributes (notification status, ethical issues, benefits package, contract providers with health insurance, quality of service centers, administrative process, and dental insurance scheme). Conclusion Our participants considered both pecuniary and non-pecuniary attributes for choosing a dental insurance package. Our findings could help, we envisage, policymakers understand Iranian households’ preferences for a dental insurance scheme that they afford to buy.https://doi.org/10.1186/s12913-022-08285-8Dental insuranceHealth insurancePreferenceHouseholdsIran
spellingShingle Jamileh Vahidi
Amirhossein Takian
Mostafa Amini-Rarani
Maryam Moeeni
“To enroll or not to enroll”: a qualitative study on preferences for dental insurance in Iran
BMC Health Services Research
Dental insurance
Health insurance
Preference
Households
Iran
title “To enroll or not to enroll”: a qualitative study on preferences for dental insurance in Iran
title_full “To enroll or not to enroll”: a qualitative study on preferences for dental insurance in Iran
title_fullStr “To enroll or not to enroll”: a qualitative study on preferences for dental insurance in Iran
title_full_unstemmed “To enroll or not to enroll”: a qualitative study on preferences for dental insurance in Iran
title_short “To enroll or not to enroll”: a qualitative study on preferences for dental insurance in Iran
title_sort to enroll or not to enroll a qualitative study on preferences for dental insurance in iran
topic Dental insurance
Health insurance
Preference
Households
Iran
url https://doi.org/10.1186/s12913-022-08285-8
work_keys_str_mv AT jamilehvahidi toenrollornottoenrollaqualitativestudyonpreferencesfordentalinsuranceiniran
AT amirhosseintakian toenrollornottoenrollaqualitativestudyonpreferencesfordentalinsuranceiniran
AT mostafaaminirarani toenrollornottoenrollaqualitativestudyonpreferencesfordentalinsuranceiniran
AT maryammoeeni toenrollornottoenrollaqualitativestudyonpreferencesfordentalinsuranceiniran