Mark Up, Bai` bi Tsaman Ajil dan Kredit menurut Manajeman Keuangan Islam
This paper is aimed to provide a clear picture of differences in interest or usury and mark-up that has sometimes lead to miss-interpretation within community in a variety of banking transactions, especially on credit. The difference in price (mark up) in a murabahah transaction by “bai `bi tsaman...
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| Format: | Article |
| Language: | English |
| Published: |
Institut Agama Islam Negeri (IAIN) Sultan Amai Gorontalo
2017-05-01
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| Series: | Al-Ulum |
| Subjects: | |
| Online Access: | https://journal.iaingorontalo.ac.id/index.php/au/article/view/16 |
| _version_ | 1818237745465655296 |
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| author | Mustofa Mustofa |
| author_facet | Mustofa Mustofa |
| author_sort | Mustofa Mustofa |
| collection | DOAJ |
| description | This paper is aimed to provide a clear picture of differences in interest or usury and mark-up that has sometimes lead to miss-interpretation within community in a variety of banking transactions, especially on credit. The difference in price (mark up) in a murabahah transaction by “bai `bi tsaman ajil†cannot be equated with loan transactions in conventional banks, if the mark up its credit determination based on changes in interest rates that apply to each bank and can be changed at any time based on changes in interest rates, and determination that is made unilaterally by the creditor without first bargaining with the debtor. While at “murabahan bai wa tsaman ajilâ€, setting his mark up is made in advance at the time of the transaction and does not change until the end of the agreement. |
| first_indexed | 2024-12-12T12:30:38Z |
| format | Article |
| id | doaj.art-13ed7650068e4a7a82a0bdce42756086 |
| institution | Directory Open Access Journal |
| issn | 1412-0534 2442-8213 |
| language | English |
| last_indexed | 2024-12-12T12:30:38Z |
| publishDate | 2017-05-01 |
| publisher | Institut Agama Islam Negeri (IAIN) Sultan Amai Gorontalo |
| record_format | Article |
| series | Al-Ulum |
| spelling | doaj.art-13ed7650068e4a7a82a0bdce427560862022-12-22T00:24:26ZengInstitut Agama Islam Negeri (IAIN) Sultan Amai GorontaloAl-Ulum1412-05342442-82132017-05-0110114115810Mark Up, Bai` bi Tsaman Ajil dan Kredit menurut Manajeman Keuangan IslamMustofa MustofaThis paper is aimed to provide a clear picture of differences in interest or usury and mark-up that has sometimes lead to miss-interpretation within community in a variety of banking transactions, especially on credit. The difference in price (mark up) in a murabahah transaction by “bai `bi tsaman ajil†cannot be equated with loan transactions in conventional banks, if the mark up its credit determination based on changes in interest rates that apply to each bank and can be changed at any time based on changes in interest rates, and determination that is made unilaterally by the creditor without first bargaining with the debtor. While at “murabahan bai wa tsaman ajilâ€, setting his mark up is made in advance at the time of the transaction and does not change until the end of the agreement.https://journal.iaingorontalo.ac.id/index.php/au/article/view/16mark upkreditmurabahahbai tsaman wa ajil |
| spellingShingle | Mustofa Mustofa Mark Up, Bai` bi Tsaman Ajil dan Kredit menurut Manajeman Keuangan Islam Al-Ulum mark up kredit murabahah bai tsaman wa ajil |
| title | Mark Up, Bai` bi Tsaman Ajil dan Kredit menurut Manajeman Keuangan Islam |
| title_full | Mark Up, Bai` bi Tsaman Ajil dan Kredit menurut Manajeman Keuangan Islam |
| title_fullStr | Mark Up, Bai` bi Tsaman Ajil dan Kredit menurut Manajeman Keuangan Islam |
| title_full_unstemmed | Mark Up, Bai` bi Tsaman Ajil dan Kredit menurut Manajeman Keuangan Islam |
| title_short | Mark Up, Bai` bi Tsaman Ajil dan Kredit menurut Manajeman Keuangan Islam |
| title_sort | mark up bai bi tsaman ajil dan kredit menurut manajeman keuangan islam |
| topic | mark up kredit murabahah bai tsaman wa ajil |
| url | https://journal.iaingorontalo.ac.id/index.php/au/article/view/16 |
| work_keys_str_mv | AT mustofamustofa markupbaibitsamanajildankreditmenurutmanajemankeuanganislam |