Diffusion of Innovation Theory Utilization Online Financial Transaction: Literature Review

<p>Payment system is a system related to the transfer of the amount of money from one part to anotherpart. The use of online financial transactions is the implementation of technology in the paymentsystem to be faster, precise and accurate. In fact, online transaction very rarely used by the s...

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Main Authors: Litafira Syahadiyanti, Apol Pribadi Subriadi
Format: Article
Language:English
Published: EconJournals 2018-05-01
Series:International Journal of Economics and Financial Issues
Online Access:https://www.econjournals.com/index.php/ijefi/article/view/6438
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author Litafira Syahadiyanti
Apol Pribadi Subriadi
author_facet Litafira Syahadiyanti
Apol Pribadi Subriadi
author_sort Litafira Syahadiyanti
collection DOAJ
description <p>Payment system is a system related to the transfer of the amount of money from one part to anotherpart. The use of online financial transactions is the implementation of technology in the paymentsystem to be faster, precise and accurate. In fact, online transaction very rarely used by the society.This review was required to analyze existing studies on the adoption of online financialtransactions. Based on the literature review conducted, there were several studies that state that notall variables included in the diffusion of innovation theory in accord with the conditions. Only afew variables were suitable for the adoption of online financial transactions at this time. There werethree conceptual models that can be considered from the results of a literature review. Thisliterature review is provided new research opportunities to prove the conceptual model of onlinefinancial transactions adoption reviewed in this paper.</p><p><strong>Keywords</strong>: Adoption, Online Financial Transaction, Diffusion of Innovation Theory</p><p><strong>JEL Classifications:</strong> G4,O3,P2</p>
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spelling doaj.art-140fb9426b7f44c38b83735190ffde2c2023-02-15T16:11:32ZengEconJournalsInternational Journal of Economics and Financial Issues2146-41382018-05-01832192263299Diffusion of Innovation Theory Utilization Online Financial Transaction: Literature ReviewLitafira Syahadiyanti0Apol Pribadi Subriadi1Institut Teknologi Sepuluh Nopember SurabayaInstitut Teknologi Sepuluh Nopember Surabaya<p>Payment system is a system related to the transfer of the amount of money from one part to anotherpart. The use of online financial transactions is the implementation of technology in the paymentsystem to be faster, precise and accurate. In fact, online transaction very rarely used by the society.This review was required to analyze existing studies on the adoption of online financialtransactions. Based on the literature review conducted, there were several studies that state that notall variables included in the diffusion of innovation theory in accord with the conditions. Only afew variables were suitable for the adoption of online financial transactions at this time. There werethree conceptual models that can be considered from the results of a literature review. Thisliterature review is provided new research opportunities to prove the conceptual model of onlinefinancial transactions adoption reviewed in this paper.</p><p><strong>Keywords</strong>: Adoption, Online Financial Transaction, Diffusion of Innovation Theory</p><p><strong>JEL Classifications:</strong> G4,O3,P2</p>https://www.econjournals.com/index.php/ijefi/article/view/6438
spellingShingle Litafira Syahadiyanti
Apol Pribadi Subriadi
Diffusion of Innovation Theory Utilization Online Financial Transaction: Literature Review
International Journal of Economics and Financial Issues
title Diffusion of Innovation Theory Utilization Online Financial Transaction: Literature Review
title_full Diffusion of Innovation Theory Utilization Online Financial Transaction: Literature Review
title_fullStr Diffusion of Innovation Theory Utilization Online Financial Transaction: Literature Review
title_full_unstemmed Diffusion of Innovation Theory Utilization Online Financial Transaction: Literature Review
title_short Diffusion of Innovation Theory Utilization Online Financial Transaction: Literature Review
title_sort diffusion of innovation theory utilization online financial transaction literature review
url https://www.econjournals.com/index.php/ijefi/article/view/6438
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