Improving The Performance of Informal MSMES Determinate by Digital Financial Inclusion and Digital Financial Literacy
The purpose of this study is to examine and analyses the magnitude of the contribution of increasing digital financial inclusion and increasing digital financial literacy to efforts to increase the employment of Informal MSMEs. The data used is primary data with a closed questionnaire instrument usi...
| Main Authors: | , |
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| Format: | Article |
| Language: | English |
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Universitas Komputer Indonesia
2022-09-01
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| Series: | International Journal of Research and Applied Technology |
| Subjects: | |
| Online Access: | https://ojs.unikom.ac.id/index.php/injuratech/article/view/8011 |
| _version_ | 1818065813962227712 |
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| author | Sekar Budi Pratiwi Siti Kurnia Rahayu |
| author_facet | Sekar Budi Pratiwi Siti Kurnia Rahayu |
| author_sort | Sekar Budi Pratiwi |
| collection | DOAJ |
| description | The purpose of this study is to examine and analyses the magnitude of the contribution of increasing digital financial inclusion and increasing digital financial literacy to efforts to increase the employment of Informal MSMEs. The data used is primary data with a closed questionnaire instrument using online media. The study method used is quantitative method. The population of this study is MSMEs in the Bandung City area, where the sample used was 129 Informal MSME actors using a simple random sampling technique because respondents were homogeneous. The data were analysed descriptively and hypothesis testing using analysis path (SPSS version 23.0). Has a result of the study concluded that digital financial literacy has an influence on digital financial inclusion, and digital financial dilution has an influence on the performance of Informal MSMEs, and digital financial iterations have an influence on the performance of Informal MSMEs through digital financial inclusion. |
| first_indexed | 2024-12-10T14:57:52Z |
| format | Article |
| id | doaj.art-14140956d6594abfac742f020bcb2b5c |
| institution | Directory Open Access Journal |
| issn | 2810-0662 2807-7229 |
| language | English |
| last_indexed | 2024-12-10T14:57:52Z |
| publishDate | 2022-09-01 |
| publisher | Universitas Komputer Indonesia |
| record_format | Article |
| series | International Journal of Research and Applied Technology |
| spelling | doaj.art-14140956d6594abfac742f020bcb2b5c2022-12-22T01:44:15ZengUniversitas Komputer IndonesiaInternational Journal of Research and Applied Technology2810-06622807-72292022-09-01229510610.34010/injuratech.v2i2.8011Improving The Performance of Informal MSMES Determinate by Digital Financial Inclusion and Digital Financial LiteracySekar Budi Pratiwi0Siti Kurnia Rahayu1Faculty of Economics and Business, Universitas Komputer Indonesia, IndonesiaFaculty of Economics and Business, Universitas Komputer Indonesia, IndonesiaThe purpose of this study is to examine and analyses the magnitude of the contribution of increasing digital financial inclusion and increasing digital financial literacy to efforts to increase the employment of Informal MSMEs. The data used is primary data with a closed questionnaire instrument using online media. The study method used is quantitative method. The population of this study is MSMEs in the Bandung City area, where the sample used was 129 Informal MSME actors using a simple random sampling technique because respondents were homogeneous. The data were analysed descriptively and hypothesis testing using analysis path (SPSS version 23.0). Has a result of the study concluded that digital financial literacy has an influence on digital financial inclusion, and digital financial dilution has an influence on the performance of Informal MSMEs, and digital financial iterations have an influence on the performance of Informal MSMEs through digital financial inclusion.https://ojs.unikom.ac.id/index.php/injuratech/article/view/8011digital financial inclusiondigital financial literacyperformance of informal msmes |
| spellingShingle | Sekar Budi Pratiwi Siti Kurnia Rahayu Improving The Performance of Informal MSMES Determinate by Digital Financial Inclusion and Digital Financial Literacy International Journal of Research and Applied Technology digital financial inclusion digital financial literacy performance of informal msmes |
| title | Improving The Performance of Informal MSMES Determinate by Digital Financial Inclusion and Digital Financial Literacy |
| title_full | Improving The Performance of Informal MSMES Determinate by Digital Financial Inclusion and Digital Financial Literacy |
| title_fullStr | Improving The Performance of Informal MSMES Determinate by Digital Financial Inclusion and Digital Financial Literacy |
| title_full_unstemmed | Improving The Performance of Informal MSMES Determinate by Digital Financial Inclusion and Digital Financial Literacy |
| title_short | Improving The Performance of Informal MSMES Determinate by Digital Financial Inclusion and Digital Financial Literacy |
| title_sort | improving the performance of informal msmes determinate by digital financial inclusion and digital financial literacy |
| topic | digital financial inclusion digital financial literacy performance of informal msmes |
| url | https://ojs.unikom.ac.id/index.php/injuratech/article/view/8011 |
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