Selection of private or public hospital care: examining the care-seeking behaviour of patients with private health insurance

Abstract Background This study aimed to examine the healthcare-seeking (hospital, primary and preventive care) and healthcare utilisation behaviour of patients with private health insurance (PHI) in Australia. It also aimed to examine the socioeconomic, demographic and lifestyle factors that influen...

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Main Authors: Rezwanul Hasan Rana, Khorshed Alam, Jeff Gow
Format: Article
Language:English
Published: BMC 2020-05-01
Series:BMC Health Services Research
Subjects:
Online Access:http://link.springer.com/article/10.1186/s12913-020-05253-y
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author Rezwanul Hasan Rana
Khorshed Alam
Jeff Gow
author_facet Rezwanul Hasan Rana
Khorshed Alam
Jeff Gow
author_sort Rezwanul Hasan Rana
collection DOAJ
description Abstract Background This study aimed to examine the healthcare-seeking (hospital, primary and preventive care) and healthcare utilisation behaviour of patients with private health insurance (PHI) in Australia. It also aimed to examine the socioeconomic, demographic and lifestyle factors that influence the choice of hospital care in Australia. Method A logistic regression model with repeated measure t-test and Pearson’s Chi-square test were used to identify the factors that affect the choice of care. Data from waves 9 (2009) and 13 (2013) of the nationally-representative Household, Income and Labour Dynamics in Australia (HILDA) survey were used in the analysis. Results Patients with PHI had a higher number of hospital nights’ stay despite having a lower number of hospital admissions than those without private cover. Significant disparities were identified in preventive and specialist care use between patients with cover and without cover. No significant variations were observed in healthcare utilisation for PHI patients before and after dropping PHI. One in four patients chose to use public hospitals despite holding PHI cover. Moreover, those insured and from lower socioeconomic backgrounds and those who were younger and without long-term health conditions showed a higher probability of selecting public rather than private care. Conclusions It is evident that PHI cover encourages people to use private care. However, a considerable number of PHI patients are using public care, even though eligible for private care may indicate consumer information asymmetry.
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spelling doaj.art-1494007bfeda408eaf9a114fb9836bdd2022-12-22T03:53:25ZengBMCBMC Health Services Research1472-69632020-05-0120111710.1186/s12913-020-05253-ySelection of private or public hospital care: examining the care-seeking behaviour of patients with private health insuranceRezwanul Hasan Rana0Khorshed Alam1Jeff Gow2School of Commerce, University of Southern QueenslandSchool of Commerce, Centre for Health Research, University of Southern QueenslandSchool of Commerce, University of Southern QueenslandAbstract Background This study aimed to examine the healthcare-seeking (hospital, primary and preventive care) and healthcare utilisation behaviour of patients with private health insurance (PHI) in Australia. It also aimed to examine the socioeconomic, demographic and lifestyle factors that influence the choice of hospital care in Australia. Method A logistic regression model with repeated measure t-test and Pearson’s Chi-square test were used to identify the factors that affect the choice of care. Data from waves 9 (2009) and 13 (2013) of the nationally-representative Household, Income and Labour Dynamics in Australia (HILDA) survey were used in the analysis. Results Patients with PHI had a higher number of hospital nights’ stay despite having a lower number of hospital admissions than those without private cover. Significant disparities were identified in preventive and specialist care use between patients with cover and without cover. No significant variations were observed in healthcare utilisation for PHI patients before and after dropping PHI. One in four patients chose to use public hospitals despite holding PHI cover. Moreover, those insured and from lower socioeconomic backgrounds and those who were younger and without long-term health conditions showed a higher probability of selecting public rather than private care. Conclusions It is evident that PHI cover encourages people to use private care. However, a considerable number of PHI patients are using public care, even though eligible for private care may indicate consumer information asymmetry.http://link.springer.com/article/10.1186/s12913-020-05253-yAustraliaCare-seekingHealthcare useHospitalsHILDAPrivate health insurance
spellingShingle Rezwanul Hasan Rana
Khorshed Alam
Jeff Gow
Selection of private or public hospital care: examining the care-seeking behaviour of patients with private health insurance
BMC Health Services Research
Australia
Care-seeking
Healthcare use
Hospitals
HILDA
Private health insurance
title Selection of private or public hospital care: examining the care-seeking behaviour of patients with private health insurance
title_full Selection of private or public hospital care: examining the care-seeking behaviour of patients with private health insurance
title_fullStr Selection of private or public hospital care: examining the care-seeking behaviour of patients with private health insurance
title_full_unstemmed Selection of private or public hospital care: examining the care-seeking behaviour of patients with private health insurance
title_short Selection of private or public hospital care: examining the care-seeking behaviour of patients with private health insurance
title_sort selection of private or public hospital care examining the care seeking behaviour of patients with private health insurance
topic Australia
Care-seeking
Healthcare use
Hospitals
HILDA
Private health insurance
url http://link.springer.com/article/10.1186/s12913-020-05253-y
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AT jeffgow selectionofprivateorpublichospitalcareexaminingthecareseekingbehaviourofpatientswithprivatehealthinsurance