Analysis of the current state and prospects of development of the Ukrainian credit market
In the conditions of intensification of bank lending, the issues of the need to overcome the consequences of the global financial crisis and the formation of a well-developed and effectively functioning credit market are of particular relevance. The dynamics of assets, credits of Ukrainian banks and...
| Main Authors: | , |
|---|---|
| Format: | Article |
| Language: | English |
| Published: |
Simon Kuznets Kharkiv National University of Economics
2018-12-01
|
| Series: | Управління розвитком |
| Subjects: | |
| Online Access: | https://businessperspectives.org/images/pdf/applications/publishing/templates/article/assets/11164/DM_2018_03_Kolodiziev.pdf |
| _version_ | 1797426452074856448 |
|---|---|
| author | Oleh Kolodiziev Anastasia Pliushkina |
| author_facet | Oleh Kolodiziev Anastasia Pliushkina |
| author_sort | Oleh Kolodiziev |
| collection | DOAJ |
| description | In the conditions of intensification of bank lending, the issues of the need to overcome the consequences of the global financial crisis and the formation of a well-developed and effectively functioning credit market are of particular relevance. The dynamics of assets, credits of Ukrainian banks and the share of credits in assets during the last five years is researched. The structure of credits provided by type of borrower and by currency is considered. The classification of credits by categories of quality, distribution by classes of the borrower are analyzed and amounts of overdue debts are determined. The influence of credit operations parameters on the coefficient of return rate on assets of banks is justified and this influence is quantified by means of correlation and regression analysis. The model of the dependence of the coefficient of return rate on assets on the coefficients of the share of credits in assets and the net interest margin is developed. The prospects of development of the Ukrainian credit market are identified and ways of increasing the efficiency of banking credit activity are proposed. |
| first_indexed | 2024-03-09T08:31:16Z |
| format | Article |
| id | doaj.art-16ebe87e6fb24ec690803c82841dad69 |
| institution | Directory Open Access Journal |
| issn | 2413-9610 2663-2365 |
| language | English |
| last_indexed | 2024-03-09T08:31:16Z |
| publishDate | 2018-12-01 |
| publisher | Simon Kuznets Kharkiv National University of Economics |
| record_format | Article |
| series | Управління розвитком |
| spelling | doaj.art-16ebe87e6fb24ec690803c82841dad692023-12-02T19:51:06ZengSimon Kuznets Kharkiv National University of EconomicsУправління розвитком2413-96102663-23652018-12-01163303911164Analysis of the current state and prospects of development of the Ukrainian credit marketOleh Kolodiziev0Anastasia Pliushkina1Doctor of Economics, Professor, Head of the Department of Banking, Simon Kuznets Kharkiv National University of EconomicsMaster’s Student, Simon Kuznets Kharkіv National University of EconomicsIn the conditions of intensification of bank lending, the issues of the need to overcome the consequences of the global financial crisis and the formation of a well-developed and effectively functioning credit market are of particular relevance. The dynamics of assets, credits of Ukrainian banks and the share of credits in assets during the last five years is researched. The structure of credits provided by type of borrower and by currency is considered. The classification of credits by categories of quality, distribution by classes of the borrower are analyzed and amounts of overdue debts are determined. The influence of credit operations parameters on the coefficient of return rate on assets of banks is justified and this influence is quantified by means of correlation and regression analysis. The model of the dependence of the coefficient of return rate on assets on the coefficients of the share of credits in assets and the net interest margin is developed. The prospects of development of the Ukrainian credit market are identified and ways of increasing the efficiency of banking credit activity are proposed.https://businessperspectives.org/images/pdf/applications/publishing/templates/article/assets/11164/DM_2018_03_Kolodiziev.pdfbankbanking systemcorrelation and regression modelcreditcredit market |
| spellingShingle | Oleh Kolodiziev Anastasia Pliushkina Analysis of the current state and prospects of development of the Ukrainian credit market Управління розвитком bank banking system correlation and regression model credit credit market |
| title | Analysis of the current state and prospects of development of the Ukrainian credit market |
| title_full | Analysis of the current state and prospects of development of the Ukrainian credit market |
| title_fullStr | Analysis of the current state and prospects of development of the Ukrainian credit market |
| title_full_unstemmed | Analysis of the current state and prospects of development of the Ukrainian credit market |
| title_short | Analysis of the current state and prospects of development of the Ukrainian credit market |
| title_sort | analysis of the current state and prospects of development of the ukrainian credit market |
| topic | bank banking system correlation and regression model credit credit market |
| url | https://businessperspectives.org/images/pdf/applications/publishing/templates/article/assets/11164/DM_2018_03_Kolodiziev.pdf |
| work_keys_str_mv | AT olehkolodiziev analysisofthecurrentstateandprospectsofdevelopmentoftheukrainiancreditmarket AT anastasiapliushkina analysisofthecurrentstateandprospectsofdevelopmentoftheukrainiancreditmarket |