National student loans default risk prediction: A heterogeneous ensemble learning approach and the SHAP method
National student loans are crucial for ensuring that economically disadvantaged students are able to complete their education successfully, however, the high default rate and excessive demand associated with these loans pose significant risks to various stakeholders. Students' repayment behavio...
| Main Authors: | , , , , , |
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| Format: | Article |
| Language: | English |
| Published: |
Elsevier
2023-01-01
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| Series: | Computers and Education: Artificial Intelligence |
| Subjects: | |
| Online Access: | http://www.sciencedirect.com/science/article/pii/S2666920X23000450 |