ANALISIS PENGARUH LDR, NPL DAN OPERATIONAL EFFICIENCY RATIO TERHADAP RETURN ON ASSETS PADA BANK DEVISA DI INDONESIA PERIODE 2010-2012
This research is performed on order to test analysis the influence of the Loan to Deposit Ratio (LDR), Non Performing Loan (NPL) and Operational Efficiency Ratio (OER) toward Return On Asset (ROA) On Foreign Exchange Banks In Indonesia Period 2010-2012. Methodology research as the sample used purpos...
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| Format: | Article |
| Language: | Indonesian |
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Universitas Negeri Jakarta
2014-04-01
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| Series: | Jurnal Riset Manajemen Sains Indonesia |
| Subjects: | |
| Online Access: | http://journal.unj.ac.id/unj/index.php/jrmsi/article/view/795/702 |
| _version_ | 1818209284309123072 |
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| author | Hamidah Hamidah Goldan Merion Siallagan Umi Mardiyati |
| author_facet | Hamidah Hamidah Goldan Merion Siallagan Umi Mardiyati |
| author_sort | Hamidah Hamidah |
| collection | DOAJ |
| description | This research is performed on order to test analysis the influence of the Loan to Deposit Ratio (LDR), Non Performing Loan (NPL) and Operational Efficiency Ratio (OER) toward Return On Asset (ROA) On Foreign Exchange Banks In Indonesia Period 2010-2012. Methodology research as the sample used purposive sampling, sample was accrued from foreign banks in Indonesia. Data analysis with multi linear regression of ordinary least square and hypotheses test used t-statistic and F statistic, a classic assumption examination to test the hypotheses.Based on normality test, multicolinearity test, heterosskedasticity test and auto correlation test were not found variables that deviate from the classical assumptions, this indicate that the available data has fulfill the condition to use multi linear regression model. This result of research show that variable LDR and NPL partially have positive influence but not significant toward ROA. Variable OERpartially have negative significant influence toward ROA. Variable LDR, NPL and OER simultaneously have significant influence toward ROA. |
| first_indexed | 2024-12-12T04:58:16Z |
| format | Article |
| id | doaj.art-1b30589b55654db8927fbde9866a4f2d |
| institution | Directory Open Access Journal |
| issn | 2301-8313 |
| language | Indonesian |
| last_indexed | 2024-12-12T04:58:16Z |
| publishDate | 2014-04-01 |
| publisher | Universitas Negeri Jakarta |
| record_format | Article |
| series | Jurnal Riset Manajemen Sains Indonesia |
| spelling | doaj.art-1b30589b55654db8927fbde9866a4f2d2022-12-22T00:37:17ZindUniversitas Negeri JakartaJurnal Riset Manajemen Sains Indonesia2301-83132014-04-01516283ANALISIS PENGARUH LDR, NPL DAN OPERATIONAL EFFICIENCY RATIO TERHADAP RETURN ON ASSETS PADA BANK DEVISA DI INDONESIA PERIODE 2010-2012Hamidah Hamidah0Goldan Merion Siallagan1Umi Mardiyati 2Fakultas Ekonomi Unversitas Negeri JakartaFakultas Ekonomi Unversitas Negeri JakartaFakultas Ekonomi Unversitas Negeri JakartaThis research is performed on order to test analysis the influence of the Loan to Deposit Ratio (LDR), Non Performing Loan (NPL) and Operational Efficiency Ratio (OER) toward Return On Asset (ROA) On Foreign Exchange Banks In Indonesia Period 2010-2012. Methodology research as the sample used purposive sampling, sample was accrued from foreign banks in Indonesia. Data analysis with multi linear regression of ordinary least square and hypotheses test used t-statistic and F statistic, a classic assumption examination to test the hypotheses.Based on normality test, multicolinearity test, heterosskedasticity test and auto correlation test were not found variables that deviate from the classical assumptions, this indicate that the available data has fulfill the condition to use multi linear regression model. This result of research show that variable LDR and NPL partially have positive influence but not significant toward ROA. Variable OERpartially have negative significant influence toward ROA. Variable LDR, NPL and OER simultaneously have significant influence toward ROA.http://journal.unj.ac.id/unj/index.php/jrmsi/article/view/795/702Loan to Deposit Ratio (LDR)Non Performing Loan (NPL)Operational Efficiency Ratio (OER) and Return On Asset (ROA) |
| spellingShingle | Hamidah Hamidah Goldan Merion Siallagan Umi Mardiyati ANALISIS PENGARUH LDR, NPL DAN OPERATIONAL EFFICIENCY RATIO TERHADAP RETURN ON ASSETS PADA BANK DEVISA DI INDONESIA PERIODE 2010-2012 Jurnal Riset Manajemen Sains Indonesia Loan to Deposit Ratio (LDR) Non Performing Loan (NPL) Operational Efficiency Ratio (OER) and Return On Asset (ROA) |
| title | ANALISIS PENGARUH LDR, NPL DAN OPERATIONAL EFFICIENCY RATIO TERHADAP RETURN ON ASSETS PADA BANK DEVISA DI INDONESIA PERIODE 2010-2012 |
| title_full | ANALISIS PENGARUH LDR, NPL DAN OPERATIONAL EFFICIENCY RATIO TERHADAP RETURN ON ASSETS PADA BANK DEVISA DI INDONESIA PERIODE 2010-2012 |
| title_fullStr | ANALISIS PENGARUH LDR, NPL DAN OPERATIONAL EFFICIENCY RATIO TERHADAP RETURN ON ASSETS PADA BANK DEVISA DI INDONESIA PERIODE 2010-2012 |
| title_full_unstemmed | ANALISIS PENGARUH LDR, NPL DAN OPERATIONAL EFFICIENCY RATIO TERHADAP RETURN ON ASSETS PADA BANK DEVISA DI INDONESIA PERIODE 2010-2012 |
| title_short | ANALISIS PENGARUH LDR, NPL DAN OPERATIONAL EFFICIENCY RATIO TERHADAP RETURN ON ASSETS PADA BANK DEVISA DI INDONESIA PERIODE 2010-2012 |
| title_sort | analisis pengaruh ldr npl dan operational efficiency ratio terhadap return on assets pada bank devisa di indonesia periode 2010 2012 |
| topic | Loan to Deposit Ratio (LDR) Non Performing Loan (NPL) Operational Efficiency Ratio (OER) and Return On Asset (ROA) |
| url | http://journal.unj.ac.id/unj/index.php/jrmsi/article/view/795/702 |
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