Impact of non-interest income on Bank profitability and risk in Vietnam
This study examines the impact of non-interest income on bank profitability and risk in Vietnam during 2005-2014. In addtion, other factors are also investigated as control variables in the study. Using panel data of 34 banks in 10 years, the study employs estimation methods such as Pooled OLS, FEM,...
| Main Authors: | , |
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| Format: | Article |
| Language: | Vietnamese |
| Published: |
TẠP CHÍ KHOA HỌC ĐẠI HỌC MỞ THÀNH PHỐ HỒ CHÍ MINH
2020-08-01
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| Series: | Tạp chí Khoa học Đại học Mở Thành phố Hồ Chí Minh - Kinh tế và Quản trị kinh doanh |
| Subjects: | |
| Online Access: | https://journalofscience.ou.edu.vn/index.php/econ-vi/article/view/650 |
| Summary: | This study examines the impact of non-interest income on bank profitability and risk in Vietnam during 2005-2014. In addtion, other factors are also investigated as control variables in the study. Using panel data of 34 banks in 10 years, the study employs estimation methods such as Pooled OLS, FEM, REM and PCSE. It is found that non-interest income can increase bank profitability as well as bank risks. Other determinants of bank profitability and risks can be bank size, net interest margin (NIM), loans to assets ratio, leverage ratio, cost income ratio, and GDP in 2005-2014 |
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| ISSN: | 2734-9306 2734-9578 |