The Determinants of Bank Liquidity: Case of Tunisia
Liquidity is an important variable for the bank and the banking system components. So it is interesting to show its determinants. Thus, we used a sample of 18 banks in Tunisia in for 2000-2010period. We estimated two measures of liquidity (liquid assets / total assets; total loans / total deposits)...
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| Format: | Article |
| Language: | English |
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EconJournals
2015-01-01
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| Series: | International Journal of Economics and Financial Issues |
| Online Access: | https://www.econjournals.com/index.php/ijefi/article/view/1036 |
| _version_ | 1797911569384865792 |
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| author | Mohamed Aymen Ben Moussa |
| author_facet | Mohamed Aymen Ben Moussa |
| author_sort | Mohamed Aymen Ben Moussa |
| collection | DOAJ |
| description |
Liquidity is an important variable for the bank and the banking system components. So it is interesting to show its determinants. Thus, we used a sample of 18 banks in Tunisia in for 2000-2010period. We estimated two measures of liquidity (liquid assets / total assets; total loans / total deposits). Through the method of static panel and method of panel dynamic, we found that (financial performance, capital / total assets, operating costs/ total assets, growth rate of GDP, inflation rate, delayed liquidity) have significant impact on bank liquidity while (size, total loans / total assets, financial costs/ total credits, total deposits / total assets) does not have a significant impact on bank liquidity.
Keywords: bank; bank liquidity; static panel; Tunisia; dynamic panel
JEL Classifications: C5; G2; G21
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| first_indexed | 2024-04-10T11:42:39Z |
| format | Article |
| id | doaj.art-1dc9781fc5e54080b06afaeacb6987f8 |
| institution | Directory Open Access Journal |
| issn | 2146-4138 |
| language | English |
| last_indexed | 2024-04-10T11:42:39Z |
| publishDate | 2015-01-01 |
| publisher | EconJournals |
| record_format | Article |
| series | International Journal of Economics and Financial Issues |
| spelling | doaj.art-1dc9781fc5e54080b06afaeacb6987f82023-02-15T16:17:28ZengEconJournalsInternational Journal of Economics and Financial Issues2146-41382015-01-0151The Determinants of Bank Liquidity: Case of TunisiaMohamed Aymen Ben Moussa Liquidity is an important variable for the bank and the banking system components. So it is interesting to show its determinants. Thus, we used a sample of 18 banks in Tunisia in for 2000-2010period. We estimated two measures of liquidity (liquid assets / total assets; total loans / total deposits). Through the method of static panel and method of panel dynamic, we found that (financial performance, capital / total assets, operating costs/ total assets, growth rate of GDP, inflation rate, delayed liquidity) have significant impact on bank liquidity while (size, total loans / total assets, financial costs/ total credits, total deposits / total assets) does not have a significant impact on bank liquidity. Keywords: bank; bank liquidity; static panel; Tunisia; dynamic panel JEL Classifications: C5; G2; G21 https://www.econjournals.com/index.php/ijefi/article/view/1036 |
| spellingShingle | Mohamed Aymen Ben Moussa The Determinants of Bank Liquidity: Case of Tunisia International Journal of Economics and Financial Issues |
| title | The Determinants of Bank Liquidity: Case of Tunisia |
| title_full | The Determinants of Bank Liquidity: Case of Tunisia |
| title_fullStr | The Determinants of Bank Liquidity: Case of Tunisia |
| title_full_unstemmed | The Determinants of Bank Liquidity: Case of Tunisia |
| title_short | The Determinants of Bank Liquidity: Case of Tunisia |
| title_sort | determinants of bank liquidity case of tunisia |
| url | https://www.econjournals.com/index.php/ijefi/article/view/1036 |
| work_keys_str_mv | AT mohamedaymenbenmoussa thedeterminantsofbankliquiditycaseoftunisia AT mohamedaymenbenmoussa determinantsofbankliquiditycaseoftunisia |