Determinants of Household Savings in Turkey Except for Income
Household has an extremely important place in the division of income for the economies. It plays a decisive role in personal consumption, investment, and savings. This study aims to identify the determinants of household savings except for income. In this study, "Household Budget Survey"...
| Main Authors: | , |
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| Format: | Article |
| Language: | Turkish |
| Published: |
Usak University
2016-01-01
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| Series: | Optimum Ekonomi ve Yönetim Bilimleri Dergisi |
| Subjects: | |
| Online Access: | http://dergipark.gov.tr/download/article-file/202193 |
| Summary: | Household has an extremely important place in the division of income for the economies. It plays a decisive
role in personal consumption, investment, and savings. This study aims to identify the determinants of household
savings except for income. In this study, "Household Budget Survey" conducted by Turkish Statistical Institute for the
years 2002-2013 is used. Survey data has been analyzed by logistic regression models.
The results of the study show that house ownership, having an extra house, having annual disposable income
of over 10.000 ₺, education level also have a positive effect on household savings. On the other hand, the number of
family members, car ownership, temporary or seasonal employment, and living in rural areas affect household savings
in a negative way. |
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| ISSN: | 2148-4228 2148-4228 |