Analysis of Digital Wallet Usage on Consumptive Lifestyle

Many people, especially students, use e-wallets for daily transactions such as storing funds and purchasing daily necessities. The Prophet SAW also forbade the behavior of squandering or wastefulness in ablution using water, even though it was in the river. In fact, the lifestyle among students toda...

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Main Authors: Naufal Dzaky Ramadhan, Siska Fhatturohmah, Sonia Ramadhani, Esa Firmansyah
Format: Article
Language:English
Published: Fakultas Ekonomi and bisnis UIN Sunan Gunung Djati Bandung 2023-12-01
Series:Journal of Islamic Economics and Business
Subjects:
Online Access:https://journal.uinsgd.ac.id/index.php/jieb/article/view/30492
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author Naufal Dzaky Ramadhan
Siska Fhatturohmah
Sonia Ramadhani
Esa Firmansyah
author_facet Naufal Dzaky Ramadhan
Siska Fhatturohmah
Sonia Ramadhani
Esa Firmansyah
author_sort Naufal Dzaky Ramadhan
collection DOAJ
description Many people, especially students, use e-wallets for daily transactions such as storing funds and purchasing daily necessities. The Prophet SAW also forbade the behavior of squandering or wastefulness in ablution using water, even though it was in the river. In fact, the lifestyle among students today is in stark contrast to the changes that occur, such as buying things that are not really needed at all. This is where the origin of a high lifestyle causes students to have irrational consumption abilities and tend to have consumptive behavior. Consumptive behavior that arises among students is caused by technological developments and in the development process of the individual himself. This research uses descriptive quantitative research methods with primary data from questionnaire results in the form of links from Google Forms, aiming to determine how much influence the use of digital wallets has on student lifestyles. The analysis of the effect of using digital wallets on the lifestyle of 2020 Islamic Economics students of UIN Sunan Gunung Djati Bandung obtained results that show an influence of the use of digital wallets on the lifestyle of 2020 Islamic economics students. This is evident from the number of 2020 Islamic economics students who use digital wallets for shopping activities, both for daily needs and just fulfilling desires.
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spelling doaj.art-20973f10d280498da5e000fdc14e37772024-01-10T14:06:22ZengFakultas Ekonomi and bisnis UIN Sunan Gunung Djati BandungJournal of Islamic Economics and Business2798-85622798-48342023-12-013211813610.15575/jieb.v3i2.304928529Analysis of Digital Wallet Usage on Consumptive LifestyleNaufal Dzaky Ramadhan0Siska Fhatturohmah1Sonia Ramadhani2Esa Firmansyah3UIN Sunan Gunung Djati BandungUIN Sunan Gunung Djati BandungUIN Sunan Gunung Djati BandungAsia e UniversityMany people, especially students, use e-wallets for daily transactions such as storing funds and purchasing daily necessities. The Prophet SAW also forbade the behavior of squandering or wastefulness in ablution using water, even though it was in the river. In fact, the lifestyle among students today is in stark contrast to the changes that occur, such as buying things that are not really needed at all. This is where the origin of a high lifestyle causes students to have irrational consumption abilities and tend to have consumptive behavior. Consumptive behavior that arises among students is caused by technological developments and in the development process of the individual himself. This research uses descriptive quantitative research methods with primary data from questionnaire results in the form of links from Google Forms, aiming to determine how much influence the use of digital wallets has on student lifestyles. The analysis of the effect of using digital wallets on the lifestyle of 2020 Islamic Economics students of UIN Sunan Gunung Djati Bandung obtained results that show an influence of the use of digital wallets on the lifestyle of 2020 Islamic economics students. This is evident from the number of 2020 Islamic economics students who use digital wallets for shopping activities, both for daily needs and just fulfilling desires.https://journal.uinsgd.ac.id/index.php/jieb/article/view/30492e-wallet, lifestyle, consumptive
spellingShingle Naufal Dzaky Ramadhan
Siska Fhatturohmah
Sonia Ramadhani
Esa Firmansyah
Analysis of Digital Wallet Usage on Consumptive Lifestyle
Journal of Islamic Economics and Business
e-wallet, lifestyle, consumptive
title Analysis of Digital Wallet Usage on Consumptive Lifestyle
title_full Analysis of Digital Wallet Usage on Consumptive Lifestyle
title_fullStr Analysis of Digital Wallet Usage on Consumptive Lifestyle
title_full_unstemmed Analysis of Digital Wallet Usage on Consumptive Lifestyle
title_short Analysis of Digital Wallet Usage on Consumptive Lifestyle
title_sort analysis of digital wallet usage on consumptive lifestyle
topic e-wallet, lifestyle, consumptive
url https://journal.uinsgd.ac.id/index.php/jieb/article/view/30492
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AT esafirmansyah analysisofdigitalwalletusageonconsumptivelifestyle