Level of Financial Education in South-Eastern Europe
Financial literacy refers to a person's knowledge and skills in managing personal finances and making wise financial decisions. Adequate financial education is essential for making informed choices and avoiding financial problems. The purpose of this academic article is to examine and analys...
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Format: | Article |
Language: | English |
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Ovidius University Press
2023-08-01
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Series: | Ovidius University Annals: Economic Sciences Series |
Subjects: | |
Online Access: | https://stec.univ-ovidius.ro/html/anale/RO/2023-i1/Section%205/10.pdf |
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author | Alina Elena Ionascu Alexandra Popa Roxana Marcela Zaharia |
author_facet | Alina Elena Ionascu Alexandra Popa Roxana Marcela Zaharia |
author_sort | Alina Elena Ionascu |
collection | DOAJ |
description | Financial literacy refers to a person's knowledge and skills in managing personal finances and
making wise financial decisions. Adequate financial education is essential for making informed
choices and avoiding financial problems. The purpose of this academic article is to examine and
analyse the importance and the impact of financial education in the current economic and social
context. The article will explore the factors that influence the level of financial education and the
barriers to implementing effective programs. The study aims to analyse the financial knowledge,
behaviour and attitudes of people in South East Europe. The research methods provide an overview
of the level of financial education in the South-East European regions, based on comparable data
and rigorous analysis. The results of the study are the pillar for the developing effective financial
education policies and programmes in the regions in order to make better decisions and ensure longterm financial security |
first_indexed | 2024-03-12T13:25:01Z |
format | Article |
id | doaj.art-22242d5f9eb04c52b81fe7913af725d6 |
institution | Directory Open Access Journal |
issn | 2393-3127 |
language | English |
last_indexed | 2024-03-12T13:25:01Z |
publishDate | 2023-08-01 |
publisher | Ovidius University Press |
record_format | Article |
series | Ovidius University Annals: Economic Sciences Series |
spelling | doaj.art-22242d5f9eb04c52b81fe7913af725d62023-08-25T08:32:40ZengOvidius University PressOvidius University Annals: Economic Sciences Series2393-31272023-08-01XXIII1932939Level of Financial Education in South-Eastern Europe Alina Elena Ionascu 0Alexandra Popa 1Roxana Marcela Zaharia2“Ovidius” University of Constanta, Faculty of Economic Sciences, Romania “Ovidius” University of Constanta, Faculty of Economic Sciences, Romania “Ovidius” University of Constanta, Faculty of Economic Sciences, Romania Financial literacy refers to a person's knowledge and skills in managing personal finances and making wise financial decisions. Adequate financial education is essential for making informed choices and avoiding financial problems. The purpose of this academic article is to examine and analyse the importance and the impact of financial education in the current economic and social context. The article will explore the factors that influence the level of financial education and the barriers to implementing effective programs. The study aims to analyse the financial knowledge, behaviour and attitudes of people in South East Europe. The research methods provide an overview of the level of financial education in the South-East European regions, based on comparable data and rigorous analysis. The results of the study are the pillar for the developing effective financial education policies and programmes in the regions in order to make better decisions and ensure longterm financial securityhttps://stec.univ-ovidius.ro/html/anale/RO/2023-i1/Section%205/10.pdffinancial literacyfinancial instrumentshousehold saving |
spellingShingle | Alina Elena Ionascu Alexandra Popa Roxana Marcela Zaharia Level of Financial Education in South-Eastern Europe Ovidius University Annals: Economic Sciences Series financial literacy financial instruments household saving |
title | Level of Financial Education in South-Eastern Europe |
title_full | Level of Financial Education in South-Eastern Europe |
title_fullStr | Level of Financial Education in South-Eastern Europe |
title_full_unstemmed | Level of Financial Education in South-Eastern Europe |
title_short | Level of Financial Education in South-Eastern Europe |
title_sort | level of financial education in south eastern europe |
topic | financial literacy financial instruments household saving |
url | https://stec.univ-ovidius.ro/html/anale/RO/2023-i1/Section%205/10.pdf |
work_keys_str_mv | AT alinaelenaionascu leveloffinancialeducationinsoutheasterneurope AT alexandrapopa leveloffinancialeducationinsoutheasterneurope AT roxanamarcelazaharia leveloffinancialeducationinsoutheasterneurope |