The Role of PKK Saving Loan Against Community Economic Empowerment Malang City

PKK savings and loans activities are an activity that flows from members' deposits or commonly called savings and money from member deposits will be turned into loans for members. The purpose of holding this savings and loans activity is to assist the community in flowing unused funds and assis...

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Main Authors: Siti Revina Agustine, Maretha Ika Prajawati
Format: Article
Language:English
Published: Fakultas Ekonomi Universitas Negeri Jakarta 2023-07-01
Series:Jurnal Pemberdayaan Masyarakat Madani
Subjects:
Online Access:https://journal.unj.ac.id/unj/index.php/jpm/article/view/30525
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author Siti Revina Agustine
Maretha Ika Prajawati
author_facet Siti Revina Agustine
Maretha Ika Prajawati
author_sort Siti Revina Agustine
collection DOAJ
description PKK savings and loans activities are an activity that flows from members' deposits or commonly called savings and money from member deposits will be turned into loans for members. The purpose of holding this savings and loans activity is to assist the community in flowing unused funds and assist the community in meeting the needs of the pressed or who are dependent on loan shark debt. In order to get deeper results, this study used the descriptive method of qualityf. Family Empowerment and Welfare or PKK rt 4 is located in rt 4 rw 12 Purwodadi village, Blimbing district, Malang City. The purpose of PKK rt 4 in the role of savings and loans is to reduce the community's dependence on loan sharks and provide business capital to small sector businesses that are still in the context of rt 4. The role of Savings and Loans in community economic empowerment, especially in reducing dependence on loan sharks, has been going well so some members have switched because the interest is lower than loan sharks and the interest itself will be distributed thoroughly to members in the form of Residual Business Results (SHU) at the end of the period.
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spelling doaj.art-25bde4ae22d54abca45478a8819db2fb2023-06-30T12:27:49ZengFakultas Ekonomi Universitas Negeri JakartaJurnal Pemberdayaan Masyarakat Madani2580-43322023-07-0171127139https://doi.org/10.21009/JPMM.007.1.11The Role of PKK Saving Loan Against Community Economic Empowerment Malang CitySiti Revina Agustine0Maretha Ika Prajawati1Maulana Malik Ibrahim State University MalangMaulana Malik Ibrahim State University MalangPKK savings and loans activities are an activity that flows from members' deposits or commonly called savings and money from member deposits will be turned into loans for members. The purpose of holding this savings and loans activity is to assist the community in flowing unused funds and assist the community in meeting the needs of the pressed or who are dependent on loan shark debt. In order to get deeper results, this study used the descriptive method of qualityf. Family Empowerment and Welfare or PKK rt 4 is located in rt 4 rw 12 Purwodadi village, Blimbing district, Malang City. The purpose of PKK rt 4 in the role of savings and loans is to reduce the community's dependence on loan sharks and provide business capital to small sector businesses that are still in the context of rt 4. The role of Savings and Loans in community economic empowerment, especially in reducing dependence on loan sharks, has been going well so some members have switched because the interest is lower than loan sharks and the interest itself will be distributed thoroughly to members in the form of Residual Business Results (SHU) at the end of the period.https://journal.unj.ac.id/unj/index.php/jpm/article/view/30525savingsloanpkkcommunity economic empowerment
spellingShingle Siti Revina Agustine
Maretha Ika Prajawati
The Role of PKK Saving Loan Against Community Economic Empowerment Malang City
Jurnal Pemberdayaan Masyarakat Madani
savings
loan
pkk
community economic empowerment
title The Role of PKK Saving Loan Against Community Economic Empowerment Malang City
title_full The Role of PKK Saving Loan Against Community Economic Empowerment Malang City
title_fullStr The Role of PKK Saving Loan Against Community Economic Empowerment Malang City
title_full_unstemmed The Role of PKK Saving Loan Against Community Economic Empowerment Malang City
title_short The Role of PKK Saving Loan Against Community Economic Empowerment Malang City
title_sort role of pkk saving loan against community economic empowerment malang city
topic savings
loan
pkk
community economic empowerment
url https://journal.unj.ac.id/unj/index.php/jpm/article/view/30525
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