Ryzyko w systemie płatniczym

Risk management in the payment system requires effective oversight and supervision functions, which in Poland are performed by the National Bank of Poland and the Financial Services Authority respectively. The country’s financial stability depends on smooth execution of payments, the level of whic...

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Main Author: Jakub Górka
Format: Article
Language:English
Published: Wydawnictwo Naukowe Wydziału Zarządzania Uniwersytetu Warszawskiego 2013-06-01
Series:Problemy Zarządzania
Subjects:
Online Access:https://pz.wz.uw.edu.pl/resources/html/article/details?id=166716
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author Jakub Górka
author_facet Jakub Górka
author_sort Jakub Górka
collection DOAJ
description Risk management in the payment system requires effective oversight and supervision functions, which in Poland are performed by the National Bank of Poland and the Financial Services Authority respectively. The country’s financial stability depends on smooth execution of payments, the level of which steadily grows. One of the aims of the article is to measure in relation to the 2012 annual Poland’s GDP the value of money flows, which was transferred in systemically important payment systems in Poland (SORBNET and ELIXIR). Other payment systems, including card payment systems, which from one year to another process bigger number and value of transactions, were also subject to analysis. A further issue addressed is the liquidity management of Polish banks evaluated from the perspective of settlement efficiency in the central bank’s money. The risks in the payment system are highly correlated. Important from both – the viewpoint of supervisors and the payment service providers is to pay attention to the interdependence of risks and the aware control of their level.
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spelling doaj.art-25bf4808107b40ea9fd170a7ced37b452022-12-22T04:26:35ZengWydawnictwo Naukowe Wydziału Zarządzania Uniwersytetu WarszawskiegoProblemy Zarządzania1644-95842300-87922013-06-0111nr 2 (42)111123DOI:10.7172/1644-9584.42.7Ryzyko w systemie płatniczymJakub Górka0Zakład Bankowości i Rynków Pieniężnych, Katedra Systemów Finansowych Gospodarki, Wydział Zarządzania, Uniwersytet WarszawskiRisk management in the payment system requires effective oversight and supervision functions, which in Poland are performed by the National Bank of Poland and the Financial Services Authority respectively. The country’s financial stability depends on smooth execution of payments, the level of which steadily grows. One of the aims of the article is to measure in relation to the 2012 annual Poland’s GDP the value of money flows, which was transferred in systemically important payment systems in Poland (SORBNET and ELIXIR). Other payment systems, including card payment systems, which from one year to another process bigger number and value of transactions, were also subject to analysis. A further issue addressed is the liquidity management of Polish banks evaluated from the perspective of settlement efficiency in the central bank’s money. The risks in the payment system are highly correlated. Important from both – the viewpoint of supervisors and the payment service providers is to pay attention to the interdependence of risks and the aware control of their level.https://pz.wz.uw.edu.pl/resources/html/article/details?id=166716riskpayment system
spellingShingle Jakub Górka
Ryzyko w systemie płatniczym
Problemy Zarządzania
risk
payment system
title Ryzyko w systemie płatniczym
title_full Ryzyko w systemie płatniczym
title_fullStr Ryzyko w systemie płatniczym
title_full_unstemmed Ryzyko w systemie płatniczym
title_short Ryzyko w systemie płatniczym
title_sort ryzyko w systemie platniczym
topic risk
payment system
url https://pz.wz.uw.edu.pl/resources/html/article/details?id=166716
work_keys_str_mv AT jakubgorka ryzykowsystemiepłatniczym