Approaches to the formation of an optimal personal investment portfolio in Ukraine
Globalization and IT progress are expanding the possibilities of using various financial instruments to create a personal investment portfolio. The purpose of the study is to differentiate the investment portfolio by the level of income of Ukrainian citizens and its impact on the effectiveness of pe...
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| Format: | Article |
| Language: | English |
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LLC "CPC "Business Perspectives"
2021-05-01
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| Series: | Investment Management & Financial Innovations |
| Subjects: | |
| Online Access: | https://businessperspectives.org/images/pdf/applications/publishing/templates/article/assets/14985/IMFI_2021_02_Gavatiuk.pdf |
| _version_ | 1826908980032569344 |
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| author | Liudmyla Gavatiuk Maksym Karvatskyi Alina Korbutiak Natalia Sokrovolska Eduard Yurii |
| author_facet | Liudmyla Gavatiuk Maksym Karvatskyi Alina Korbutiak Natalia Sokrovolska Eduard Yurii |
| author_sort | Liudmyla Gavatiuk |
| collection | DOAJ |
| description | Globalization and IT progress are expanding the possibilities of using various financial instruments to create a personal investment portfolio. The purpose of the study is to differentiate the investment portfolio by the level of income of Ukrainian citizens and its impact on the effectiveness of personal finance management. Analysis of indicators of state and current investment trends allowed identifying the optimal ratio of profitability and risk in financial decisions of individuals by diversifying the investment portfolio, creating personal reserves, localizing investment instruments and minimizing the use of credit resources.The result of the study is the development and justification of criteria that an investor should meet during the investing. In particular, the formation of an individual investment portfolio depending on personal income allows everyone to justify an effective personal investment policy, taking into account the available investment tools. The paper covers the approaches to the formation of a person’s investment portfolio, depending on the level of his or her income. The paper also examines the need to form an optimal investment portfolio, depending on the real financial opportunities of a person. |
| first_indexed | 2024-12-19T23:56:07Z |
| format | Article |
| id | doaj.art-25c49df75aa24478a872b972e9332c66 |
| institution | Directory Open Access Journal |
| issn | 1810-4967 1812-9358 |
| language | English |
| last_indexed | 2025-02-17T09:32:58Z |
| publishDate | 2021-05-01 |
| publisher | LLC "CPC "Business Perspectives" |
| record_format | Article |
| series | Investment Management & Financial Innovations |
| spelling | doaj.art-25c49df75aa24478a872b972e9332c662025-01-02T10:20:31ZengLLC "CPC "Business Perspectives"Investment Management & Financial Innovations1810-49671812-93582021-05-011829110510.21511/imfi.18(2).2021.0814985Approaches to the formation of an optimal personal investment portfolio in UkraineLiudmyla Gavatiuk0https://orcid.org/0000-0002-5538-3884Maksym Karvatskyi1https://orcid.org/0000-0002-6675-7650Alina Korbutiak2https://orcid.org/0000-0002-9330-7145Natalia Sokrovolska3https://orcid.org/0000-0001-8778-7317Eduard Yurii4https://orcid.org/0000-0001-9987-4629Ph.D. in Economics, Associate Professor, Department of Public, Corporate Finance and Financial Intermediation, Yuriy Fedkovych Chernivtsi National UniversityPh.D. in Economics, Associate Professor, Department of Public, Corporate Finance and Financial Intermediation, Yuriy Fedkovych Chernivtsi National UniversityPh.D. in Economics, Associate Professor, Department of Public, Corporate Finance and Financial Intermediation, Yuriy Fedkovych Chernivtsi National UniversityPh.D. in Economics, Associate Professor, Department of Public, Corporate Finance and Financial Intermediation, Yuriy Fedkovych Chernivtsi National UniversityPh.D. in Economics, Associate Professor, Department of Public, Corporate Finance and Financial Intermediation, Yuriy Fedkovych Chernivtsi National UniversityGlobalization and IT progress are expanding the possibilities of using various financial instruments to create a personal investment portfolio. The purpose of the study is to differentiate the investment portfolio by the level of income of Ukrainian citizens and its impact on the effectiveness of personal finance management. Analysis of indicators of state and current investment trends allowed identifying the optimal ratio of profitability and risk in financial decisions of individuals by diversifying the investment portfolio, creating personal reserves, localizing investment instruments and minimizing the use of credit resources.The result of the study is the development and justification of criteria that an investor should meet during the investing. In particular, the formation of an individual investment portfolio depending on personal income allows everyone to justify an effective personal investment policy, taking into account the available investment tools. The paper covers the approaches to the formation of a person’s investment portfolio, depending on the level of his or her income. The paper also examines the need to form an optimal investment portfolio, depending on the real financial opportunities of a person.https://businessperspectives.org/images/pdf/applications/publishing/templates/article/assets/14985/IMFI_2021_02_Gavatiuk.pdfassetscapitalfinancefinancial decisionsinvestmentsplanning |
| spellingShingle | Liudmyla Gavatiuk Maksym Karvatskyi Alina Korbutiak Natalia Sokrovolska Eduard Yurii Approaches to the formation of an optimal personal investment portfolio in Ukraine Investment Management & Financial Innovations assets capital finance financial decisions investments planning |
| title | Approaches to the formation of an optimal personal investment portfolio in Ukraine |
| title_full | Approaches to the formation of an optimal personal investment portfolio in Ukraine |
| title_fullStr | Approaches to the formation of an optimal personal investment portfolio in Ukraine |
| title_full_unstemmed | Approaches to the formation of an optimal personal investment portfolio in Ukraine |
| title_short | Approaches to the formation of an optimal personal investment portfolio in Ukraine |
| title_sort | approaches to the formation of an optimal personal investment portfolio in ukraine |
| topic | assets capital finance financial decisions investments planning |
| url | https://businessperspectives.org/images/pdf/applications/publishing/templates/article/assets/14985/IMFI_2021_02_Gavatiuk.pdf |
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